Marqeta, Inc. operates a cloud-based open application programming interface platform that delivers card issuing and transaction processing services to developers, technical product managers, and visionary entrepreneurs. It offers its solutions in various verticals, including commerce disruptors, digital banks, tech giants, and financial institutions. As of December 31, 2021, the company had approximately 200 customers. Marqeta, Inc. was incorporated in 2010 and is headquartered in Oakland, California.

Marqeta, Inc.

CFSB provides consumer and commercial banking services, including direct banking, lending, and payments. The bank combines banking expertise with technology for innovative financial solutions.

CFSB

Ecopayz provides online payment solutions that enable individuals and businesses to send and receive money securely without compromising privacy. It offers account creation without the need for bank accounts or credit checks.

Ecopayz

Embedded Finance Review provides insights and analysis on the embedded finance sector, covering product launches and partnerships between financial services and non-financial brands. Self-described analysis includes updates from various players in embedded finance.

Embedded Finance Review

Marqeta provides modern card issuing and payment solutions, enabling businesses to integrate credit and payment functionalities into their processes. The platform supports products such as debit cards, prepaid cards, and digital wallets.

Metric
Company Name	Marqeta, Inc.	CFSB	Ecopayz	Embedded Finance Review
Symbol	MQ
MSH ID	COM:MARQETA	COM:CFSB	COM:ECOPAYZ	COM:EMBEDDEDFINANCEREVIEW
Market	STOCKS	PRIVATE	PRIVATE	PRIVATE
Sector	Technology	Financial Services & Finance	Financial Services & Finance	Financial Services & Finance
Industry	Software - Infrastructure	Banking	Online Payment Services	Finance
Country	US	US	GE	GB
Stage
Employee Count	771
Website	marqeta.com	cfsb.com	ecopayz.com	embeddedfinancereview.com
LinkedIn		cfsb---community-federal-savings-bank
Founders

Metric
Market Cap	2.77B
Enterprise Value
Monthly Web Traffic		36.24K	9.93K
Web Traffic Growth		2.63	0.52
Valuation
Raised Capital		12M

Metric
Revenue	676.17M
Revenue (LTM)
Revenue (NTM)
Gross Profit	-180.82M
EBITDA	-185.60M
Operating Income	-198.87M
Net Income	-222.96M
EPS	-0.42
Diluted EPS	-0.42
Revenue 2022
Revenue 2023
Revenue 2024
Revenue 2025
Revenue 2026

Metric
Revenue Growth (LTM)
Revenue Growth (NTM)
Gross Profit Growth (LTM)
EBITDA Growth (LTM)
Net Income Growth (LTM)
14-Day Growth Score
28-Day Growth Score
90-Day Growth Score
365-Day Growth Score

Metric
Gross Profit Margin	0.44
Operating Profit Margin	-0.13
EBITDA Margin	-0.27
Net Profit Margin	-0.03
Return on Equity	-0.01
Return on Assets	-0.01
Return on Capital Employed	-0.05

COM:MARQETA

Marqeta

Last Close

3.96

22/11 21:00

Market Cap

2.77B

Beta: -

Volume Today

6.69M

Avg: -

Company Overview

Market Metrics

Financial Performance

Growth Metrics

Profitability Ratios

Valuation Multiples

Operational Metrics

Cash Flow Metrics

Balance Sheet Metrics

Efficiency Metrics

Metric
P/E Ratio	-14.84
P/B Ratio	2.39
Revenue Multiple (LTM)
Revenue Multiple (NTM)
EBITDA Multiple (LTM)
EBITDA Multiple (NTM)
Price to Sales Ratio	5.99
EV Multiple	-14.43

Metric
Days Sales Outstanding	33.44
Days Payables Outstanding	126.45
Days Inventory Outstanding	8.51
Operating Cycle	80.75
Cash Conversion Cycle	15.02
Asset Turnover	0.43

Metric
Operating Cash Flow	21.10M
Free Cash Flow	8.45M
Cash Flow to Debt	17.84
Operating Cash Flow/Sales	0.18
Free Cash Flow Yield	0.00

Metric
Cash & Equivalents	989.47M
Accounts Receivable	-27.60M
Inventory	4.31M
Goodwill	123.52M
Debt to Capitalization	0.01
Debt to Assets	0.00
Current Ratio	4.74
Quick Ratio	4.06

Metric
Rule of 40 (LTM)
Rule of 40 (NTM)
Stock Comp to Revenue	0.24
R&D to Revenue
SG&A to Revenue	0.75