Ecopayz provides online payment solutions that enable individuals and businesses to send and receive money securely without compromising privacy. It offers account creation without the need for bank accounts or credit checks.

Ecopayz

Amazon Pay is an online payment service that enables businesses to accept payments from customers using their Amazon accounts.

Amazon Pay

HomeSend is a service acquired by Mastercard that facilitates cross-border payments.

HomeSend

Marqeta, Inc. operates a cloud-based open application programming interface platform that delivers card issuing and transaction processing services to developers, technical product managers, and visionary entrepreneurs. It offers its solutions in various verticals, including commerce disruptors, digital banks, tech giants, and financial institutions. As of December 31, 2021, the company had approximately 200 customers. Marqeta, Inc. was incorporated in 2010 and is headquartered in Oakland, California.

Metric
Company Name	Ecopayz	Amazon Pay	HomeSend	Marqeta, Inc.
Symbol				MQ
MSH ID	COM:ECOPAYZ	COM:AMAZON:PAY	COM:HOMESEND	COM:MARQETA
Market	PRIVATE	PRIVATE	PRIVATE	STOCKS
Sector	Financial Services & Finance	Financial Services & Finance	Financial Services & Finance	Technology
Industry	Online Payment Services	Payment Processing	Financial Technology	Software - Infrastructure
Country	GE	US	US	US
Stage
Employee Count				771
Website	ecopayz.com	pay.amazon.com	homesend.com	marqeta.com
LinkedIn		amazon-payment-services	homesend-cvba
Founders

Metric
Market Cap		2.77B
Enterprise Value
Monthly Web Traffic	9.93K
Web Traffic Growth	0.52
Valuation
Raised Capital

Metric
Revenue				676.17M
Revenue (LTM)
Revenue (NTM)
Gross Profit				-180.82M
EBITDA				-185.60M
Operating Income				-198.87M
Net Income				-222.96M
EPS				-0.42
Diluted EPS				-0.42
Revenue 2022
Revenue 2023
Revenue 2024
Revenue 2025
Revenue 2026

Metric
Revenue Growth (LTM)
Revenue Growth (NTM)
Gross Profit Growth (LTM)
EBITDA Growth (LTM)
Net Income Growth (LTM)
14-Day Growth Score
28-Day Growth Score
90-Day Growth Score
365-Day Growth Score

Metric
Gross Profit Margin				0.44
Operating Profit Margin				-0.13
EBITDA Margin				-0.27
Net Profit Margin				-0.03
Return on Equity				-0.01
Return on Assets				-0.01
Return on Capital Employed				-0.05

ECOP

COM:ECOPAYZ

Ecopayz

Company Overview

Market Metrics

Financial Performance

Growth Metrics

Profitability Ratios

Valuation Multiples

Operational Metrics

Cash Flow Metrics

Balance Sheet Metrics

Efficiency Metrics

Metric
P/E Ratio				-14.84
P/B Ratio				2.39
Revenue Multiple (LTM)
Revenue Multiple (NTM)
EBITDA Multiple (LTM)
EBITDA Multiple (NTM)
Price to Sales Ratio				5.99
EV Multiple				-14.43

Metric
Days Sales Outstanding				33.44
Days Payables Outstanding				126.45
Days Inventory Outstanding				8.51
Operating Cycle				80.75
Cash Conversion Cycle				15.02
Asset Turnover				0.43

Metric
Operating Cash Flow				21.10M
Free Cash Flow				8.45M
Cash Flow to Debt				17.84
Operating Cash Flow/Sales				0.18
Free Cash Flow Yield				0.00

Metric
Cash & Equivalents				989.47M
Accounts Receivable				-27.60M
Inventory				4.31M
Goodwill				123.52M
Debt to Capitalization				0.01
Debt to Assets				0.00
Current Ratio				4.74
Quick Ratio				4.06

Metric
Rule of 40 (LTM)
Rule of 40 (NTM)
Stock Comp to Revenue				0.24
R&D to Revenue
SG&A to Revenue				0.75