MeridianLink, Inc., a software and services company, provides software solutions for banks, credit unions, mortgage lenders, specialty lending providers, and consumer reporting agencies in the United States. The company offers MeridianLink Consumer, a consumer lending and account opening platform; MeridianLink Opening, an online account opening software that unifies deposit account opening and funding for various channels and products; and MeridianLink DecisionLender, a loan origination software (LOS) for finance companies. It also provides MeridianLink Engage, an end-to-end consumer lending, account, and card marketing automation solution; MeridianLink Mortgage, a SaaS cloud-based end-to-end loan origination software; MeridianLink Collect, a cloud-based debt collection software; and Mortgage Credit Link, a web-based order fulfillment hub. In addition, the company provides solutions, including end-to-end platform, loan origination system, mortgage loan origination system, deposit account opening, data and reporting, collections, and consulting and analysis. MeridianLink, Inc. was founded in 1998 and is headquartered in Costa Mesa, California.

MeridianLink, Inc.

Fineros Technology provides end-to-end payment industry services, software, hardware, and security for non-financial and financial institutions, supporting card and card-less transactions. self-described as delivering a high level of expertise, maintenance, and support.

Fineros Technology

Intellect Design provides a multiproduct fintech platform designed to assist banks and financial institutions with agility and flexibility, focusing on customer-centric solutions. The platform is powered by microservices and APIs.

Intellect Design

International FinTech is a platform that provides news and insights related to the financial technology sector.

International FinTech

MeridianLink provides a digital lending platform and various software solutions for financial institutions, aimed at streamlining loan processing and enhancing consumer experiences.

Metric
Company Name	MeridianLink, Inc.	Fineros Technology	Intellect Design	International FinTech
Symbol	MLNK
MSH ID	COM:MERIDIANLINK	COM:FINEROS	COM:INTELLECTDESIGN	COM:INTERNATIONALFINTECH
Market	STOCKS	PRIVATE	PRIVATE	PRIVATE
Sector	Technology	Financial Services & Finance	Technology	Commercial & Professional Services
Industry	Software - Application	Fintech	Financial Technology	Financial Services
Country	US	US	IN	US
Stage
Employee Count	676
Website	meridianlink.com	fineros.com	intellectdesign.com	internationalfintech.com
LinkedIn
Founders

Metric
Market Cap	1.64B
Enterprise Value
Monthly Web Traffic		59.91K
Web Traffic Growth		-0.55
Valuation
Raised Capital

Metric
Revenue	303.62M
Revenue (LTM)
Revenue (NTM)
Gross Profit	157.29M
EBITDA	76.98M
Operating Income	19.15M
Net Income	-42.54M
EPS	-0.53
Diluted EPS	-0.53
Revenue 2022
Revenue 2023
Revenue 2024
Revenue 2025
Revenue 2026

Metric
Revenue Growth (LTM)
Revenue Growth (NTM)
Gross Profit Growth (LTM)
EBITDA Growth (LTM)
Net Income Growth (LTM)
14-Day Growth Score
28-Day Growth Score
90-Day Growth Score
365-Day Growth Score

Metric
Gross Profit Margin	0.62
Operating Profit Margin	0.07
EBITDA Margin	0.25
Net Profit Margin	-0.14
Return on Equity	-0.08
Return on Assets	-0.04
Return on Capital Employed	0.02

COM:MERIDIANLINK

MeridianLink

Last Close

22.43

22/11 21:00

Market Cap

1.64B

Beta: -

Volume Today

162.48K

Avg: -

Company Overview

Market Metrics

Financial Performance

Growth Metrics

Profitability Ratios

Valuation Multiples

Operational Metrics

Cash Flow Metrics

Balance Sheet Metrics

Efficiency Metrics

Metric
P/E Ratio	-98.24
P/B Ratio	3.27
Revenue Multiple (LTM)
Revenue Multiple (NTM)
EBITDA Multiple (LTM)
EBITDA Multiple (NTM)
Price to Sales Ratio	6.08
EV Multiple	21.19

Metric
Days Sales Outstanding	41.42
Days Payables Outstanding	16.05
Days Inventory Outstanding	0.00
Operating Cycle	44.48
Cash Conversion Cycle	32.48
Asset Turnover	0.31

Metric
Operating Cash Flow	67.96M
Free Cash Flow	57.77M
Cash Flow to Debt	19.45
Operating Cash Flow/Sales	0.25
Free Cash Flow Yield	0.03

Metric
Cash & Equivalents	80.44M
Accounts Receivable	-443K
Inventory	1
Goodwill	610.06M
Debt to Capitalization	0.52
Debt to Assets	0.41
Current Ratio	2.08
Quick Ratio	2.04

Metric
Rule of 40 (LTM)
Rule of 40 (NTM)
Stock Comp to Revenue	0.10
R&D to Revenue	0.16
SG&A to Revenue	0.31