Paymentus Holdings, Inc. provides cloud-based bill payment technology and solutions. The company offers electronic bill presentment and payment services, enterprise customer communication, and self-service revenue management to billers through a software-as-a-service technology platform. The company serves utility, financial service, insurance, government, telecommunication, and healthcare industries. The company was founded in 2004 and is based in Redmond, Washington.

Paymentus Holdings, Inc.

Mastercard Incorporated, a technology company, provides transaction processing and other payment-related products and services in the United States and internationally. It facilitates the processing of payment transactions, including authorization, clearing, and settlement, as well as delivers other payment-related products and services. The company offers integrated products and value-added services for account holders, merchants, financial institutions, businesses, governments, and other organizations, such as programs that enable issuers to provide consumers with credits to defer payments; prepaid programs and management services; commercial credit and debit payment products and solutions; and payment products and solutions that allow its customers to access funds in deposit and other accounts. It also provides value-added products and services comprising cyber and intelligence solutions for parties to transact, as well as proprietary insights, drawing on principled use of consumer, and merchant data services. In addition, the company offers analytics, test and learn, consulting, managed services, loyalty, processing, and payment gateway solutions for e-commerce merchants. Further, it provides open banking and digital identity platforms services. The company offers payment solutions and services under the MasterCard, Maestro, and Cirrus. Mastercard Incorporated was founded in 1966 and is headquartered in Purchase, New York.

Wells Fargo

Mastercard Incorporated

Orum transforms payment technology for businesses through unified API-based solutions. Self-described claims include fast payment speed, certainty, and orchestration.

Orum

Paymentus provides solutions for electronic bill presentment, payment, and money movement, aimed at billers, financial institutions, and fintechs to enhance customer experience and meet business needs. self-described as the next generation in its field.

Metric
Company Name	Paymentus Holdings, Inc.	Mastercard Incorporated	Orum
Symbol	PAY	MA
MSH ID	COM:PAYMENTUS	COM:MASTERCARD	IO:ORUM
Market	STOCKS	STOCKS	PRIVATE
Sector	Technology	Financial Services	Financial Services & Finance
Industry	Information Technology Services	Financial - Credit Services	Financial Technology
Country	US	US	US
Stage			Series B
Employee Count	1.27K	33.40K
Website	paymentus.com	mastercard.com	orum.io
LinkedIn		mastercard
Founders

Metric
Market Cap	2.37B	400.02B
Enterprise Value
Monthly Web Traffic		14.01M	93.22K
Web Traffic Growth		-0.08	-0.24
Valuation
Raised Capital			22M

Metric
Revenue	614.49M	25.10B
Revenue (LTM)
Revenue (NTM)
Gross Profit	173.96M	25.10B
EBITDA	48.69M	13.86B
Operating Income	18.09M	14.01B
Net Income	22.32M	11.20B
EPS	0.18	11.86
Diluted EPS	0.18	11.83
Revenue 2022
Revenue 2023
Revenue 2024
Revenue 2025
Revenue 2026

Metric
Revenue Growth (LTM)
Revenue Growth (NTM)
Gross Profit Growth (LTM)
EBITDA Growth (LTM)
Net Income Growth (LTM)
14-Day Growth Score
28-Day Growth Score
90-Day Growth Score
365-Day Growth Score

Metric
Gross Profit Margin	0.30	0.87
Operating Profit Margin	0.05	0.58
EBITDA Margin	0.08	0.55
Net Profit Margin	0.05	0.46
Return on Equity	0.07	1.86
Return on Assets	0.06	0.29
Return on Capital Employed	0.07	0.58

COM:PAYMENTUS

Paymentus

Last Close

36.31

22/11 21:00

Market Cap

2.37B

Beta: -

Volume Today

309.82K

Avg: -

Company Overview

Market Metrics

Financial Performance

Growth Metrics

Profitability Ratios

Valuation Multiples

Operational Metrics

Cash Flow Metrics

Balance Sheet Metrics

Efficiency Metrics

Metric
P/E Ratio	140.57	38.16
P/B Ratio	4.67	61.66
Revenue Multiple (LTM)
Revenue Multiple (NTM)
EBITDA Multiple (LTM)
EBITDA Multiple (NTM)
Price to Sales Ratio	5.05	17.94
EV Multiple	78.32	28.85

Metric
Days Sales Outstanding	48.15	59.04
Days Payables Outstanding	29.93	67.74
Days Inventory Outstanding	4.32	111.83
Operating Cycle	52.47	170.87
Cash Conversion Cycle	22.54	120.32
Asset Turnover	1.33	0.62

Metric
Operating Cash Flow	68.83M	11.98B
Free Cash Flow	34.53M	11.61B
Cash Flow to Debt	7.49	0.78
Operating Cash Flow/Sales	0.12	0.48
Free Cash Flow Yield	0.01	0.03

Metric
Cash & Equivalents	183.19M	8.59B
Accounts Receivable	-8.67M	-506M
Inventory
Goodwill	131.86M	7.66B
Debt to Capitalization	0.02	0.69
Debt to Assets	0.02	0.37
Current Ratio	4.28	1.17
Quick Ratio	4.51	1.14

Metric
Rule of 40 (LTM)
Rule of 40 (NTM)
Stock Comp to Revenue	0.02	0.02
R&D to Revenue	0.08
SG&A to Revenue	0.06	0.36