SCOR SE, together with its subsidiaries, provides life and non-life reinsurance products in Europe, the Middle East, Africa, the Americas, Latin America, and Asia Pacific. It operates through two segments, SCOR Global P&C and SCOR Global Life. The SCOR Global P&C segment offers reinsurance products in the areas of property, motors, casualty treaties, credit and surety, decennial insurance, aviation, marine and energy, engineering, agricultural risks, and property catastrophes; specialties insurance products, including business solutions, political and credit risks, cyber, and environmental impairment liability; and business ventures and partnerships. The SCOR Global Life segment provides life reinsurance products, including protection for mortality, morbidity, behavioral risks, disability, long-term care, critical illness, medical, and personal accident. This segment also provides financial solutions that combine traditional life reinsurance with financial components and provide liquidity, balance sheet, solvency, and income improvements to clients; longevity solutions that include products covering the risk of negative deviation from expected results due to the insured or annuitant living longer than assumed in the pricing of insurance covers provided by insurers or pension funds; and distribution solutions. In addition, it is involved in the asset management business. The company was founded in 1970 and is headquartered in Paris, France.

SCOR SE

ReMark

ESSOR Seguros S.A.

SCOR Investment Partners

SCOR, one of the world's largest reinsurers, provides its clients with a diversified and innovative range of solutions to control and manage risk. Using its experience and expertise, “The Art & Science of Risk”, SCOR provides cutting-edge financial solutions, analytics tools and services in all areas related to risk – in Life & Health as well as in P&C.

The reinsurance industry is about combining technical expertise and experience with the developments of science. However many tools we use to conduct our activities (models, databases, pricing tools, reserving tools, and so on), we also need expert judgments and human experience to correctly underwrite. This is what we call the art of underwriting. Reinsurance is a knowledge industry. Expertise is an accumulation variable.
 
The most advanced tool will never replace the intuition of a seasoned underwriter facing a complex risk. Because at the end of the day, you have to make a decision, to sign, to underwrite. And what we have underwritten, we cannot overwrite - our word is our bond, as is our signature. This dimension of our business, linked to the art of underwriting, is more important than some observers would have people believe.
 
One way to acquire this art is to share experiences – both good and bad – and to share doubts and questions. Artists always belong to a school, from which they learn their craft. 

Like artists, we have to learn, imitate, mimic, and then innovate, in order to find our own style and create our own distinctive work. 


100Plus

SCOR

"We have been growing at a pace that we have set ourselves," SCOR CEO Thierry Léger said in a recent interview with The Insurer TV. "As long as we can grow into lines with an adequate profitability that are offering diversification overall, we will definitely grow with a lot of determination."

Thierry goes on to reflect on his first year at the head of the Group, his vision for SCOR under the Forward 2026 strategic plan, and many of the ongoing trends impacting the market.

Find the full interview here: https://bit.ly/3Pus4uW

SCOR recently launched a unique offshore renewable energy consortium, enhancing total deployable capacity to over $180 million USD and contributing to global efforts to provide clean, affordable, and reliable energy. 

In this micro-interview, Oliver Paine, SCOR's Offshore Global Segment Leader, discusses how SCOR is well-placed to provide insurance solutions to the offshore renewable energy industry and support consortium markets with unique offers. 

Learn more here: https://bit.ly/498EzE8

Assessing the risks posed by metal fires can present a challenge for (re)insurers. SCOR’s latest Risk Control Handbook focuses on fire protection systems for metal fires, touching on factors such as:

➡️ How likely different metals are to combust and under which circumstances
➡️ Reactions with other substances
➡️ Appropriate methods for extinguishing them. 

This handbook is intended to help underwriters better understand the risk associated with metal fires and help risk managers and engineers reduce risk exposure and develop tailored risk management strategies.

Find the handbook here: https://bit.ly/42lOaVX

We are happy to announce the latest addition to our Vitae Risk Calculator series: Vitae Lymphoma.
 
At SCOR, we're dedicated to pushing boundaries of insurability for everyone, including those with a history of cancer and other serious medical conditions. With lymphomas comprising nearly half of all blood cancers, our L&H teams saw an opportunity to make a difference.
 
Leveraging cutting-edge data and technology, Vitae Lymphoma has been developed to improve the precision of risk calculation for insurance applicants previously diagnosed with lymphoma. This launch marks another milestone in our commitment to inclusive underwriting practices.
 
Learn more here: https://bit.ly/3TiplGd

SCOR London is excited to announce the launch of The SCOR Actuarial Scholarship, a new initiative aimed at providing opportunities and empowering the next generation of actuarial talent.

At SCOR, we believe in investing in the education and growth of future industry leaders and for more than two decades the SCOR Actuarial Awards have recognized outstanding actuarial research in several countries. Now, SCOR London is investing in actuarial career development at an earlier stage, by providing financial support to eligible, UK-based actuarial undergraduates through a corporate scholarship.

Learn more about eligibility and how to apply – https://bit.ly/47g4uZU – and share this post with anyone who might be interested in applying!

	Dec '13	Jun '14	Dec '14	Jun '15	Dec '15	Jun '16	Dec '16	Jun '17	Dec '17	Jun '18	Dec '18	Jun '19	Mar '21	Jun '21	Sep '21	Dec '21	Mar '22	Jun '22	Sep '22	Dec '22	Mar '23	Jun '23	Sep '23	Dec '23	Mar '24	Jun '24
revenue								6.36B -					3.74B -	3.24B 13.49%	3.81B 17.75%	3.78B 0.94%	3.87B 2.51%	3.96B 2.25%	4.11B 3.74%	4.19B 2.02%	3.43B 18.09%	4.84B 40.93%	3.68B 23.85%	6.03B 63.65%	3.39B 43.79%	4.71B 39.13%
cost of revenue																							-1.37B -
gross profit								6.36B -					3.74B -	3.24B 13.49%	3.81B 17.75%	3.78B 0.94%	3.87B 2.51%	3.96B 2.25%	4.11B 3.74%	4.19B 2.02%	3.43B 18.09%	4.84B 40.93%	5.05B 4.49%	6.03B 19.27%	3.39B 43.79%	4.71B 39.13%
selling and marketing expenses
general and administrative expenses								267M -
selling general and administrative expenses								267M -
research and development expenses
other expenses								-6.24B -					-801M -	-114M 85.77%	-861M 655.26%	-864M 0.35%	-879M 1.74%	-3.98B 352.90%	-972M 75.58%	-1.17B 20.78%	-110M 90.63%	97M 188.18%	-113M 216.49%	-176M 55.75%
cost and expenses								5.98B -					-3.63B -	-2.72B 25.02%	-3.82B 40.35%	-3.57B 6.67%	-3.91B 9.50%	-4.05B 3.63%	-4.31B 6.50%	-3.81B 11.76%	-2.95B 22.50%	-4.49B 52.32%	-3.39B 24.58%	-5.64B 66.59%	3.10B 154.98%	4.94B 59.30%
operating expenses								-5.97B -					801M -	114M 85.77%	861M 655.26%	864M 0.35%	879M 1.74%	-3.98B 552.90%	972M 124.42%	1.17B 20.78%	110M 90.63%	-97M 188.18%	113M 216.49%	176M 55.75%	3.10B 1,663.07%	4.94B 59.30%
interest expense								78M -											25M -	27M 8%	26M 3.70%	27M 3.85%	29M 7.41%	25M 13.79%
ebitda								387M -					-36M -	-30M 16.67%	-18M 40%	-29M 61.11%	-31M 6.90%	-21M 32.26%		-4M -	-28M 600%	-28M 0%	147M 625%	-36M 124.49%	-27M 25%	-27M 0%
operating income								387M -					106M -	498M 369.81%	-13M 102.61%	205M 1,676.92%	-48M 123.41%	-21M 56.25%	3.14B 15,033.33%	-4M 100.13%	-28M 600%	-28M 0%	147M 625%	-36M 124.49%	286M 894.44%	-227M 179.37%
depreciation and amortization													-106M -	-498M 369.81%	13M 102.61%	-205M 1,676.92%	48M 123.41%								-286M -	227M 179.37%
total other income expenses net								-1M -					70M -	470M 571.43%	-51M 110.85%	179M 450.98%	-80M 144.69%	-138M 72.50%	-241M 74.64%	349M 244.81%	446M 27.79%	315M 29.37%	258M 18.10%	359M 39.15%	-27M 107.52%	-28M 3.70%
income before tax								386M -					70M -	470M 571.43%	-51M 110.85%	179M 450.98%	-80M 144.69%	-138M 72.50%	-241M 74.64%	349M 244.81%	446M 27.79%	315M 29.37%	258M 18.10%	359M 39.15%	259M 27.86%	-255M 198.46%
income tax expense								95M -					25M -	133M 432%	-10M 107.52%	59M 690%	-1M 101.69%	21M 2,200%	29M 38.10%	137M 372.41%	107M 21.90%	96M 10.28%	80M 16.67%	161M 101.25%	63M 60.87%	54M 14.29%
net income								292M -					45M -	335M 644.44%	-41M 112.24%	117M 385.37%	-80M 168.38%	-159M 98.75%	-270M 69.81%	208M 177.04%	311M 49.52%	191M 38.59%	147M 23.04%	162M 10.20%	196M 20.99%	-308M 257.14%
weighted average shs out								186.42M -					186.36M -	186.05M 0.17%	184.50M 0.83%	182.81M 0.91%	179.94M 1.57%	178.35M 0.88%	178.25M 0.06%	179.08M 0.47%	179.09M 0.01%	179.30M 0.12%	179.31M 0.00%	179.43M 0.07%	179.01M 0.23%	178.66M 0.19%
weighted average shs out dil								188.98M -					186.36M -	189.21M 1.53%	184.50M 2.49%	184.38M 0.07%	179.94M 2.41%	178.35M 0.88%	178.25M 0.06%	179.08M 0.47%	179.09M 0.01%	179.30M 0.12%	179.31M 0.00%	179.43M 0.07%	179.01M 0.23%	179.14M 0.07%
eps	0 -	0	0	0	0	0	0	1.57 Infinity%	0 100%	0	0	0	0.24 Infinity%	1.80 650.00%	-0.22 112.22%	0.64 390.91%	-0.44 168.75%	-0.89 102.27%	-1.51 69.66%	1.16 176.82%	1.74 50.00%	1.07 38.51%	0.82 23.36%	0.90 9.76%	1.09 21.11%	-1.72 257.80%
epsdiluted	0 -	0	0	0	0	0	0	1.55 Infinity%	0 100%	0	0	0	0.24 Infinity%	1.77 637.50%	-0.22 112.43%	0.63 386.36%	-0.44 169.84%	-0.89 102.27%	-1.51 69.66%	1.16 176.82%	1.74 50.00%	1.07 38.51%	0.82 23.36%	0.90 9.76%	1.09 21.11%	-1.72 257.80%

COM:SCOR

SCOR

Last Close

23.44

25/11 09:23

Market Cap

4.66B

Beta: -

Volume Today

32.72K

Avg: -

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