Shift4 Payments, Inc. provides integrated payment processing and technology solutions in the United States. It provides omni-channel card acceptance and processing solutions, including credit, debit, contactless card, Europay, Mastercard and visa, QR Pay, and mobile wallets, as well as alternative payment methods; merchant acquiring; proprietary omni-channel gateway; complementary software integrations; integrated and mobile point-of-sale (POS) solutions; security and risk management solutions; reporting and analytical tools; and web-store design, hosting, shopping cart management, and fulfillment integration, as well as tokenization, payment device and chargeback management, fraud prevention, and gift card solutions. The company also offers VenueNext that provides mobile ordering, countertop POS, and self-service kiosk services, as well as digital wallet to facilitate food and beverage, merchandise, and loyalty for stadium and entertainment venues; and Shift4Shop, which offers eCommerce solutions, including website builder, shopping cart, product catalog, order management, marketing, search engine optimization, secure hosting, and mobile webstores. In addition, it provides Lighthouse, a cloud-based business intelligence tool that includes customer engagement, social media management, online reputation management, scheduling, and product pricing, as well as reporting and analytics; SkyTab, a hybrid-cloud-based integrated POS solution; SkyTab Mobile, a mobile payment solution; and marketplace technology for integrations into third-party applications. Further, the company offers merchant management, training and education, marketing management, and incentives tracking solutions. Additionally, it provides merchant underwriting, onboarding and activation, training, risk management, and support services; and software integrations and compliance management, and partner support and services. The company was founded in 1999 and is headquartered in Allentown, Pennsylvania.

Jared Isaacman

Shift4 Payments, Inc.

Mastercard Incorporated, a technology company, provides transaction processing and other payment-related products and services in the United States and internationally. It facilitates the processing of payment transactions, including authorization, clearing, and settlement, as well as delivers other payment-related products and services. The company offers integrated products and value-added services for account holders, merchants, financial institutions, businesses, governments, and other organizations, such as programs that enable issuers to provide consumers with credits to defer payments; prepaid programs and management services; commercial credit and debit payment products and solutions; and payment products and solutions that allow its customers to access funds in deposit and other accounts. It also provides value-added products and services comprising cyber and intelligence solutions for parties to transact, as well as proprietary insights, drawing on principled use of consumer, and merchant data services. In addition, the company offers analytics, test and learn, consulting, managed services, loyalty, processing, and payment gateway solutions for e-commerce merchants. Further, it provides open banking and digital identity platforms services. The company offers payment solutions and services under the MasterCard, Maestro, and Cirrus. Mastercard Incorporated was founded in 1966 and is headquartered in Purchase, New York.

Wells Fargo

Mastercard Incorporated

Plodsi is a financial technology service that connects vehicle license plates with payment platforms, allowing users to manage expenses such as fuel, parking, insurance, and maintenance through a single app. The service offers real-time discounts and incentives for users.

Plodsi

Varinode provides an API for content publishers to facilitate shopping from multiple retailers with a unified checkout solution. This solution aims to streamline the discovery shopping experience, enhance user retention, and increase transaction volume.

varinode

Merchant Link

SecurionPay

VenueNext by Shift4

Shift4 (NYSE: FOUR) is boldly redefining commerce by simplifying complex payments ecosystems across the world. As the leader in commerce-enabling technology, Shift4 powers billions of transactions annually for hundreds of thousands of businesses in virtually every industry.

Metric
Company Name	Shift4 Payments, Inc.	Mastercard Incorporated	Plodsi	varinode
Symbol	FOUR	MA
MSH ID	COM:SHIFT4	COM:MASTERCARD	COM:PLODSI	COM:VARINODE
Market	STOCKS	STOCKS	PRIVATE	PRIVATE
Sector	Technology	Financial Services	Technology	Technology
Industry	Software - Infrastructure	Financial - Credit Services	Financial Services	Ecommerce
Country	US	US	TR	US
Stage				Convertible Note
Employee Count	3.03K	33.40K
Website	shift4.com	mastercard.com	plodsi.com	varinode.com
LinkedIn	shift4	mastercard
Founders

Metric
Market Cap	4.18B	400.02B
Enterprise Value
Monthly Web Traffic		14.01M	78
Web Traffic Growth		-0.08	0.06
Valuation
Raised Capital

Metric
Revenue	2.56B	25.10B
Revenue (LTM)
Revenue (NTM)
Gross Profit	534M	25.10B
EBITDA	399.40M	13.86B
Operating Income	184.80M	14.01B
Net Income	86.20M	11.20B
EPS	1.44	11.86
Diluted EPS	1.42	11.83
Revenue 2022
Revenue 2023
Revenue 2024
Revenue 2025
Revenue 2026

Metric
Revenue Growth (LTM)
Revenue Growth (NTM)
Gross Profit Growth (LTM)
EBITDA Growth (LTM)
Net Income Growth (LTM)
14-Day Growth Score
28-Day Growth Score
90-Day Growth Score
365-Day Growth Score

Metric
Gross Profit Margin	0.27	0.87
Operating Profit Margin	0.07	0.58
EBITDA Margin	0.16	0.55
Net Profit Margin	0.04	0.46
Return on Equity	0.20	1.86
Return on Assets	0.03	0.29
Return on Capital Employed	0.07	0.58

COM:SHIFT4

Shift4 Payments, Inc.

Last Close

109.28

22/11 21:00

Market Cap

4.18B

Beta: -

Volume Today

1.14M

Avg: -

Company Overview

Market Metrics

Financial Performance

Growth Metrics

Profitability Ratios

Valuation Multiples

Operational Metrics

Cash Flow Metrics

Balance Sheet Metrics

Efficiency Metrics

Metric
P/E Ratio	39.95	38.16
P/B Ratio	10.71	61.66
Revenue Multiple (LTM)
Revenue Multiple (NTM)
EBITDA Multiple (LTM)
EBITDA Multiple (NTM)
Price to Sales Ratio	2.47	17.94
EV Multiple	11.92	28.85

Metric
Days Sales Outstanding	35.34	59.04
Days Payables Outstanding	37.59	67.74
Days Inventory Outstanding	1.34	111.83
Operating Cycle	40.21	170.87
Cash Conversion Cycle	-1.71	120.32
Asset Turnover	0.83	0.62

Metric
Operating Cash Flow	388.30M	11.98B
Free Cash Flow	250.70M	11.61B
Cash Flow to Debt	0.22	0.78
Operating Cash Flow/Sales	0.15	0.48
Free Cash Flow Yield	0.05	0.03

Metric
Cash & Equivalents	539.40M	8.59B
Accounts Receivable	-52.70M	-506M
Inventory	3.40M
Goodwill	1.11B	7.66B
Debt to Capitalization	0.73	0.69
Debt to Assets	0.67	0.37
Current Ratio	3.32	1.17
Quick Ratio	1.70	1.14

Metric
Rule of 40 (LTM)
Rule of 40 (NTM)
Stock Comp to Revenue	0.02	0.02
R&D to Revenue
SG&A to Revenue	0.14	0.36