Spar Nord Bank A/S provides various banking products and services to retail, business, and public sector customers in Denmark. It offers deposits, loans, advances, and guarantee services, as well as custodianship accounts. The company also provides trading services in the field of equities, bonds, interest and forex, asset management, and international transactions, as well as leasing products. In addition, it offers consumer financing services through retail stores; gift voucher solutions through shopping centers and shopping center associations; and direct loans through its website, sparxpres.dk. Spar Nord Bank A/S was founded in 1824 and is based in Aalborg, Denmark.

Spar Nord Bank A/S

Spar Nord is a bank that seeks to combine personal advice supported by active involvement and service with up-to-date and innovative digital solutions. self-described.

Metric
Company Name	Spar Nord Bank A/S
Symbol	SPNO
MSH ID	COM:SPARNORD
Market	STOCKS
Sector	Financial Services
Industry	Banks - Regional
Country	DK
Stage
Employee Count	1.69K
Website	sparnord.com
LinkedIn
Founders

Metric
Market Cap	2.18B
Enterprise Value
Monthly Web Traffic
Web Traffic Growth
Valuation
Raised Capital

Metric
Revenue	782.86M
Revenue (LTM)
Revenue (NTM)
Gross Profit	782.86M
EBITDA	458.13M
Operating Income	444.82M
Net Income	342.85M
EPS	2.82
Diluted EPS	2.82
Revenue 2022
Revenue 2023
Revenue 2024
Revenue 2025
Revenue 2026

Metric
Revenue Growth (LTM)
Revenue Growth (NTM)
Gross Profit Growth (LTM)
EBITDA Growth (LTM)
Net Income Growth (LTM)
14-Day Growth Score
28-Day Growth Score
90-Day Growth Score
365-Day Growth Score

Metric
Gross Profit Margin	1
Operating Profit Margin	0.60
EBITDA Margin	0.59
Net Profit Margin	0.43
Return on Equity	0.19
Return on Assets	0.02
Return on Capital Employed	0.04

SPNO

COM:SPARNORD

Spar Nord

Last Close

136.40

25/11 09:30

Market Cap

15.39B

Beta: -

Volume Today

12.87K

Avg: -

Company Overview

Market Metrics

Financial Performance

Growth Metrics

Profitability Ratios

Valuation Multiples

Operational Metrics

Cash Flow Metrics

Balance Sheet Metrics

Efficiency Metrics

Metric
P/E Ratio	5.78
P/B Ratio	1.04
Revenue Multiple (LTM)
Revenue Multiple (NTM)
EBITDA Multiple (LTM)
EBITDA Multiple (NTM)
Price to Sales Ratio	2.63
EV Multiple	1.82

Metric
Days Sales Outstanding	48.76
Days Payables Outstanding
Days Inventory Outstanding
Operating Cycle
Cash Conversion Cycle
Asset Turnover	0.05

Metric
Operating Cash Flow	-591.82M
Free Cash Flow	-598.05M
Cash Flow to Debt	-0.20
Operating Cash Flow/Sales	-0.50
Free Cash Flow Yield	-0.33

Metric
Cash & Equivalents	242.87M
Accounts Receivable
Inventory
Goodwill	53.53M
Debt to Capitalization	0.59
Debt to Assets	0.06
Current Ratio	10.92
Quick Ratio	16.23

Metric
Rule of 40 (LTM)
Rule of 40 (NTM)
Stock Comp to Revenue
R&D to Revenue
SG&A to Revenue	0.01