SVB Capital is a financial services firm that provides investment management and banking services, primarily focusing on the innovation sector and startups.

SVB Capital

Mastercard Incorporated, a technology company, provides transaction processing and other payment-related products and services in the United States and internationally. It facilitates the processing of payment transactions, including authorization, clearing, and settlement, as well as delivers other payment-related products and services. The company offers integrated products and value-added services for account holders, merchants, financial institutions, businesses, governments, and other organizations, such as programs that enable issuers to provide consumers with credits to defer payments; prepaid programs and management services; commercial credit and debit payment products and solutions; and payment products and solutions that allow its customers to access funds in deposit and other accounts. It also provides value-added products and services comprising cyber and intelligence solutions for parties to transact, as well as proprietary insights, drawing on principled use of consumer, and merchant data services. In addition, the company offers analytics, test and learn, consulting, managed services, loyalty, processing, and payment gateway solutions for e-commerce merchants. Further, it provides open banking and digital identity platforms services. The company offers payment solutions and services under the MasterCard, Maestro, and Cirrus. Mastercard Incorporated was founded in 1966 and is headquartered in Purchase, New York.

Mastercard Incorporated

Clear Ventures is an early-stage venture capital firm that provides seed funding and support to technology innovators. The firm focuses on helping companies build and grow to achieve success.

Clear Ventures

Founded in 1999 as a division of SVB Financial Group, SVB Capital is a multi-strategy investment platform targeting the Innovation Economy with approximately $9.8B of assets under management across venture capital fund of funds, direct funds, and private credit funds. Uniquely positioned to access highly sought-after opportunities in start-up companies and venture capital funds, SVB Capital invests in fund managers and private technology and life science companies throughout the innovation economy around the world. SVB Capital Management, LLC is an SEC registered investment adviser that provides advisory services to a variety of funds with different investment strategies and objectives, as well as risk tolerances. It is a wholly owned indirect subsidiary of SVB Financial Group. All rights reserved. All SVB Capital Management, LLC trademarks, service marks and logos used in this material are trademarks or service marks or registered trademarks or service marks of SVB FG. SVB Capital Management, LLC is permitted to use such trademarks, service marks and logos under a non-transferable and exclusive license.

Metric
Company Name	SVB Capital	Mastercard Incorporated	Clear Ventures
Symbol		MA
MSH ID	COM:SVBCAPITAL	COM:MASTERCARD	VENTURES:CLEAR
Market	PRIVATE	STOCKS	PRIVATE
Sector	Financial Services & Finance	Financial Services	Financial Services & Finance
Industry	Finance	Financial - Credit Services	Venture Capital
Country		US	US
Stage
Employee Count	63	33.40K
Website	svbcapital.com	mastercard.com	clear.ventures
LinkedIn	svb-capital
Founders

Metric
Market Cap	400.02B
Enterprise Value
Monthly Web Traffic	14.01M	1.12K
Web Traffic Growth	-0.08	0.00
Valuation
Raised Capital

Metric
Revenue		25.10B
Revenue (LTM)
Revenue (NTM)
Gross Profit		25.10B
EBITDA		13.86B
Operating Income		14.01B
Net Income		11.20B
EPS		11.86
Diluted EPS		11.83
Revenue 2022
Revenue 2023
Revenue 2024
Revenue 2025
Revenue 2026

Metric
Revenue Growth (LTM)
Revenue Growth (NTM)
Gross Profit Growth (LTM)
EBITDA Growth (LTM)
Net Income Growth (LTM)
14-Day Growth Score		96.81
28-Day Growth Score		72.16
90-Day Growth Score		83.29
365-Day Growth Score		83.26

Metric
Gross Profit Margin		0.87
Operating Profit Margin		0.58
EBITDA Margin		0.55
Net Profit Margin		0.46
Return on Equity		1.86
Return on Assets		0.29
Return on Capital Employed		0.58

COM:SVBCAPITAL

SVB Capital

Company Overview

Market Metrics

Financial Performance

Growth Metrics

Profitability Ratios

Valuation Multiples

Operational Metrics

Cash Flow Metrics

Balance Sheet Metrics

Efficiency Metrics

Metric
P/E Ratio		38.16
P/B Ratio		61.66
Revenue Multiple (LTM)
Revenue Multiple (NTM)
EBITDA Multiple (LTM)
EBITDA Multiple (NTM)
Price to Sales Ratio		17.94
EV Multiple		28.85

Metric
Days Sales Outstanding		59.04
Days Payables Outstanding		67.74
Days Inventory Outstanding		111.83
Operating Cycle		170.87
Cash Conversion Cycle		120.32
Asset Turnover		0.62

Metric
Operating Cash Flow		11.98B
Free Cash Flow		11.61B
Cash Flow to Debt		0.78
Operating Cash Flow/Sales		0.48
Free Cash Flow Yield		0.03

Metric
Cash & Equivalents		8.59B
Accounts Receivable		-506M
Inventory
Goodwill		7.66B
Debt to Capitalization		0.69
Debt to Assets		0.37
Current Ratio		1.17
Quick Ratio		1.14

Metric
Rule of 40 (LTM)
Rule of 40 (NTM)
Stock Comp to Revenue		0.02
R&D to Revenue
SG&A to Revenue		0.36