First Bancshares Inc operates as a bank holding company. It offers various products and services such as deposit, including checking accounts, savings accounts, and time deposits account for individuals, businesses, associations and organizations, and governmental authorities. It also provides commercial and personal loans, including secured and unsecured loans, consumer loans, and loans for business expansion and purchase of equipment and machinery, and residential mortgage loans. The bank renders services like financial and wealth management, online internet banking, voice response telephone inquiry, safe deposit boxes, traveler's checks, and mobile deposit, and others. It operates in the Commercial/Retail Bank, Mortgage Banking, and Holding company segments.

First Bancshares, Inc.

FirstBank Southwest provides a range of banking services including personal and business banking, loans, digital banking, and wealth management services. Self-described services include investment options and mortgage loans.

FirstBank Southwest

The First Bank provides personal and business banking services including checking, savings, loans, credit cards, and wealth management. Self-described community-focused banking institution.

Metric
Company Name	First Bancshares, Inc.	FirstBank Southwest
Symbol	FBMS
MSH ID	COM:THEFIRSTBANK	COM:FBSW
Market	STOCKS	PRIVATE
Sector	Financial Services	Financial Services & Finance
Industry	Banks - Regional	Banking
Country	US	US
Stage
Employee Count	1.08K
Website	thefirstbank.com	fbsw.com
LinkedIn
Founders

Metric
Market Cap	1.18B
Enterprise Value
Monthly Web Traffic
Web Traffic Growth
Valuation
Raised Capital

Metric
Revenue	381.41M
Revenue (LTM)
Revenue (NTM)
Gross Profit	387.64M
EBITDA	9.56M
Operating Income	-7.86M
Net Income	75.46M
EPS	2.41
Diluted EPS	2.39
Revenue 2022
Revenue 2023
Revenue 2024
Revenue 2025
Revenue 2026

Metric
Revenue Growth (LTM)
Revenue Growth (NTM)
Gross Profit Growth (LTM)
EBITDA Growth (LTM)
Net Income Growth (LTM)
14-Day Growth Score
28-Day Growth Score
90-Day Growth Score
365-Day Growth Score

Metric
Gross Profit Margin	1.06
Operating Profit Margin
EBITDA Margin	0.03
Net Profit Margin	0.23
Return on Equity	0.09
Return on Assets	0.01
Return on Capital Employed

COM:THEFIRSTBANK

The First Bank

Last Close

36.89

22/11 21:00

Market Cap

1.18B

Beta: -

Volume Today

130.91K

Avg: -

Company Overview

Market Metrics

Financial Performance

Growth Metrics

Profitability Ratios

Valuation Multiples

Operational Metrics

Cash Flow Metrics

Balance Sheet Metrics

Efficiency Metrics

Metric
P/E Ratio	9.61
P/B Ratio	0.86
Revenue Multiple (LTM)
Revenue Multiple (NTM)
EBITDA Multiple (LTM)
EBITDA Multiple (NTM)
Price to Sales Ratio	3.09
EV Multiple	49.58

Metric
Days Sales Outstanding	2.35
Days Payables Outstanding
Days Inventory Outstanding
Operating Cycle	37.39
Cash Conversion Cycle	317.37
Asset Turnover	0.05

Metric
Operating Cash Flow	108.24M
Free Cash Flow	104.55M
Cash Flow to Debt	0.48
Operating Cash Flow/Sales	0.32
Free Cash Flow Yield	0.14

Metric
Cash & Equivalents	355.15M
Accounts Receivable	-1.23M
Inventory	321.85M
Goodwill	272.52M
Debt to Capitalization	0.35
Debt to Assets	0.05
Current Ratio
Quick Ratio	82.89

Metric
Rule of 40 (LTM)
Rule of 40 (NTM)
Stock Comp to Revenue	0.01
R&D to Revenue
SG&A to Revenue	0.39