United Community Banks, Inc. operates as the financial holding company for United Community Bank that provides financial products and services to commercial, retail, government, education, energy, health care, and real estate sectors. The company accepts various deposit products, including checking, savings, money market, and other deposit accounts. It also offers lending services, including real estate, consumer, and commercial loans, to individuals, small businesses, mid-sized commercial businesses, and non-profit organizations, as well as secured and unsecured, and mortgage loans. In addition, the company originate loans partially guaranteed by the SBA and USDA loan programs. Further, it provides wealth management services comprising financial planning, customized portfolio management, and investment advice; trust services to manage fiduciary assets; non-deposit investment products; and insurance products, including life insurance, long-term care insurance, and tax-deferred annuities, as well as invests in residential and commercial mortgage-backed securities, asset-backed securities, the U.S. treasury, the U.S. agency, and municipal obligations. Additionally, the company offers reinsurance on a property insurance contract; insurance agency services; brokerage services; and payment processing, merchant, wire transfer, private banking, and other related financial services. It operates through a network of 171 branches in Florida, Georgia, North Carolina, South Carolina, and Tennessee. United Community Banks, Inc. was founded in 1950 and is headquartered in Blairsville, Georgia.

United Community Banks, Inc.

Since 1950, United Community has been dedicated to providing best-in-class service to our customers as the foundation of every relationship. 
 
We’re proud to have won several awards for our service. In eight of the last ten  years, J.D. Power ranked United highest in customer satisfaction with retail banking in the Southeast. Forbes included United in its inaugural list of the World’s Best Banks in 2019, and again in 2020, 2022 and 2023. We were also recognized on the Forbes 2020 list of the 100 Best Banks in America for the seventh consecutive year. We received five Greenwich Excellence Awards in 2019 for excellence in Small Business Banking and Middle Market Banking, including a national award for Overall Satisfaction in Small Business Banking.  

We’re honored to be recognized as a great place to work, too. In 2020, we were designated one of the Top Workplaces in South Carolina (Greenville Business Magazine) and Atlanta (Atlanta Journal-Constitution).
 
With more than 200 banking locations throughout Alabama, Georgia, North Carolina, South Carolina, Tennessee, and Florida, we provide a full range of consumer and commercial banking products to fit your unique needs. If you want a better banking experience, visit your local United Community today and allow our team to deliver the personal attention you deserve. 
 
Visit ucbi.com to learn more about the products and services we offer. 
 
Before engaging with our online community (including our social media channels), please refer to our Community Guidelines:
ucbi.com/social-media

The social media policy covers acceptable use by the public and our employees in conjunction with our Privacy Policy:
ucbi.com/privacy-policy

Equal Housing Lender | Member FDIC.

United Community

January 2024 saw the U.S. job market surge with 353,000 new jobs, significantly surpassing initial forecasts. The unemployment rate remains stable at 3.7%, while a notable increase in hourly earnings suggests robust economic health. Gain insights from our Chief Investment Officer, Philip Rich, as he analyzes the implications of this data on future Federal Reserve rate decisions.

#EconomicData #JobsReport #UnitedCommunity #FinancialAnalysis

We kicked off Charlotte's inaugural United Community Junior Board this week at South Mecklenburg High School.  This class is full of community leaders!  Thank you Geordan Miller, MBA for leading the initiative and Austin Hailey for sharing your career path with the students.  Much more to come as the program runs it course through the school year.

It was my honor to be accepted into United Community's 2024 Leadership Academy.  Alumni from prior classes have shared with me how impactful Leadership Academy had been for them in their career and encouraged me to apply this year.   Last week we kicked off with dinner and an inspiring message on #leadership by Richard Bradshaw followed by an insightful day with Gail DePriest from #clemsonuniversity on the topic of Leading and Motivating, with an emphasis on self-awareness.  

I am excited to learn from, and alongside, many of United Community's finest and fellow members of the 2024 class - Amber Holden, Andrew Shull, April Irwin, CAMS, CFCS, April James, Brice Sprayberry, christopher K., Chris Shinpaugh, Christopher Huey, Darren West, David C. Glenn, Elizabeth Boggess, Hannah Coffey, Jake Partin, Bucy Jami, Jason Boskey, CPA, FRM, Jeff Waddail, Kristin Couch, CRCM, Lauren Dubois, Lauren Mcelveen, Lane Redding, Michele Roark, Scott Toth, Stephanie Sharp, and Steve Borecky.  

Huge thank you to Moryah Jackson and Tricia Thompson for pulling off all of the planning, coordination, and setup for a successful launch event last week.

Happy Valentine’s Day from the United Community Athens and Watkinsville teams! ❤️

“Valentine’s Day reminds us that every human benefits from hearing, knowing, and being shown love. I don’t want to assume others know - I want to make sure there’s no room for doubt.” -@cleerlystated

Happy Valentine’s Day from the Athens United Community branch!

msh id	COM:UCBI
symbol	UCBI
name	United Community Banks, Inc.
homepage url	https://www.ucbi.com
country	US
sector	Financial Services
industry	Banks - Regional
market	STOCKS
employee count	3.07K
crunchbase url	-
linkedin url	-
founders	-

market cap	3.06B
enterprise value	-
stage	-
raised capital	-
valuation	-

monthly webtraffic	627.76K
monthly webtraffic growth	-0.04
growth score 14	-
growth score 28	-
growth score 90	-
growth score 365	-

revenue ltm	-
gross profit ltm	-
ebitda ltm	-
net income ltm	-
revenue ntm	-
gross profit ntm	-
ebitda ntm	-
net income ntm	-

growth cost and expenses	51.21
growth cost of revenue	-
growth depreciation and amortization	1.22
growth ebitda	-0.97
growth ebitda ratio	-0.98
growth eps	-
growth eps diluted	-
growth general and administrative expenses	0.21
growth gross profit	0.51
growth gross profit ratio	-

COM:UCBI

United Community Banks, Inc.

Last Close

28.76

05/08 20:00

Market Cap

3.06B

Beta: -

Volume Today

742.86K

Avg: -

Company Information

Market Metrics

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Financial Metrics (2022-2026)

cost and expenses	1.05B
cost of revenue	1.05B
depreciation and amortization	15.18M
ebitda	14.14M
ebitda ratio	0.01
eps	1.54
eps diluted	1.54
operating expenses	182.96M
operating income	-1.03M
operating income ratio	-0

accounts receivables	-
capital expenditure	-72.49M
cash at beginning of period	646.85M
cash at end of period	1B
inventory	113M
working capital ttm	3.9B

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