FRIDA is focused on establishing open standards in the digital insurance sector and related business areas, creating the basis for digital ecosystems through standardization and structured collaboration.

Free Insurance Data Initiative (FRIDA)

Accenture plc, a professional services company, provides strategy and consulting, interactive, and technology and operations services worldwide. The company offers application services, including agile transformation, DevOps, application modernization, enterprise architecture, software and quality engineering, data management, intelligent automation comprises robotic process automation, natural language processing, and virtual agents, and liquid application management services, as well as program, project, and service management services; strategy consulting services; critical data elements, data management and governance, data platform and architecture, product-based organization and skills, business adoption, and value realization services; engineering, and research and development digitization; smart connected product design and development; product platform engineering and modernization; product as-a-service enablement; products related to production and operations; autonomous robotics systems; the digital transformation of capital projects; and digital industrial workforce solutions. It also provides data-enabled operating models; technology consulting and artificial intelligence services; services related to talent and organization/human potential; digital commerce; infrastructure services, such as hybrid cloud, network, digital workplace and collaboration, service and experience management, infrastructure as code, and managed edge and IoT devices; cyber defense, applied cybersecurity, managed security, OT security, security strategy and risk, and industry security products; services related to technology innovation; and intelligent automation services. In addition, the company offers cloud, ecosystem, marketing, supply chain management, zero-based budgeting, customer experience, finance consulting, mergers and acquisitions, and sustainability services. Accenture plc was founded in 1951 and is based in Dublin, Ireland.

Steve Wick

Mike Redding

Clarence DeLany

Arthur E. Andersen

Accenture plc

ageas SA/NV, together with its subsidiaries, engages in insurance business in Europe and Asia. The company primarily offers property, casualty, and life insurance products, as well as pension products; and reinsurance products. Its life insurance products include risks related to the life and death of individuals; and non-life insurance products comprise accident and health, motor, fire, and other insurance products, as well as other damages to property covering the risk of property losses or claims liabilities. The company serves private individuals, as well as small, medium-sized, and large companies through independent brokers and the bank channels. ageas SA/NV was founded in 1824 and is headquartered in Brussels, Belgium.

ageas SA/NV

Allianz Trade is the global leader in trade credit insurance and credit management, offering tailored solutions to mitigate the risks associated with bad debt, thereby ensuring the financial stability of businesses. Their products and services help companies with risk management, cash flow management, accounts receivables protection, surety bonds, business fraud insurance, debt collection processes, and e-commerce credit insurance, ensuring the financial resilience for their client’s businesses.

Allianz Trade

FRIDA e.V. is an initiative focused on developing standardized interfaces for the insurance sector, aiming to facilitate the establishment of digital ecosystems through open insurance principles.

Metric
Company Name	Free Insurance Data Initiative (FRIDA)	Accenture plc	ageas SA/NV	Allianz Trade
Symbol		ACN	AGS
MSH ID	DE:FREEINSURANCEDATA	COM:ACCENTURE	COM:AGEAS	COM:ALLIANZ-TRADE
Market	PRIVATE	STOCKS	STOCKS	PRIVATE
Sector	Commercial & Professional Services	Technology	Financial Services	Financial Services & Finance
Industry	Insurance	Information Technology Services	Insurance - Diversified	Financial Services
Country	DE	IE	BE
Stage
Employee Count	11	750K	14.84K	5.00K
Website	freeinsurancedata.de	accenture.com	ageas.com	allianz-trade.com
LinkedIn		accenture	ageas
Founders

Metric
Market Cap	185.06B	8.57B
Enterprise Value
Monthly Web Traffic	13.34M
Web Traffic Growth	-0.08
Valuation
Raised Capital	6M

Metric
Revenue	64.90B	10.40B
Revenue (LTM)
Revenue (NTM)
Gross Profit	21.16B	10.40B
EBITDA	9.60B	1.41B
Operating Income	9.60B	1.05B
Net Income	7.42B	1.01B
EPS	11.82	5.48
Diluted EPS	11.67	5.48
Revenue 2022
Revenue 2023
Revenue 2024
Revenue 2025
Revenue 2026

Metric
Revenue Growth (LTM)
Revenue Growth (NTM)
Gross Profit Growth (LTM)
EBITDA Growth (LTM)
Net Income Growth (LTM)
14-Day Growth Score
28-Day Growth Score
90-Day Growth Score
365-Day Growth Score

Metric
Gross Profit Margin	0.33	1
Operating Profit Margin	0.15	0.16
EBITDA Margin	0.15	0.14
Net Profit Margin	0.11	0.13
Return on Equity	0.27	0.13
Return on Assets	0.14	0.01
Return on Capital Employed	0.26	0.02

FREE

DE:FREEINSURANCEDATA

FRIDA e.V.

Company Overview

Market Metrics

Financial Performance

Growth Metrics

Profitability Ratios

Valuation Multiples

Operational Metrics

Cash Flow Metrics

Balance Sheet Metrics

Efficiency Metrics

Metric
P/E Ratio	33.84	6.89
P/B Ratio	8.73	0.92
Revenue Multiple (LTM)
Revenue Multiple (NTM)
EBITDA Multiple (LTM)
EBITDA Multiple (NTM)
Price to Sales Ratio	3.63	1.67
EV Multiple	21.42	33.13

Metric
Days Sales Outstanding	74.83
Days Payables Outstanding	21.56
Days Inventory Outstanding	0.00
Operating Cycle	76.86
Cash Conversion Cycle	55.81
Asset Turnover	1.26	0.10

Metric
Operating Cash Flow	9.13B	130.97M
Free Cash Flow	8.61B	-121.47M
Cash Flow to Debt	10.75	0.04
Operating Cash Flow/Sales	0.14	0.03
Free Cash Flow Yield	0.04	-0.11

Metric
Cash & Equivalents	5.00B	1.98B
Accounts Receivable
Inventory
Goodwill	21.12B	641.13M
Debt to Capitalization	0.08	0.39
Debt to Assets	0.06	0.04
Current Ratio	1.33	59.85
Quick Ratio	1.16	113.03

Metric
Rule of 40 (LTM)
Rule of 40 (NTM)
Stock Comp to Revenue	0.03	0.00
R&D to Revenue
SG&A to Revenue	0.07	0.02