Scayl is a platform that provides fintech lenders access to scalable debt funding from banks to support their business growth.

Scayl

Fundbox is an embedded working capital platform for small businesses, providing working capital and spend management solutions to optimize cash flow.

Eyal Shinar

Yuval Ariav

Tomer Michaeli

Fundbox

Funding Circle Holdings plc, together with its subsidiaries, provides online lending platforms in the United Kingdom, the United States, and internationally. The company offers small business loans, recovery loan schemes, and business finance solutions to small and medium enterprises. It also provides flexipay and flexipay card solutions. The company acts as a special purpose bankruptcy remote entity that issues loan payment dependent debt securities to accredited investors. Funding Circle Holdings plc was incorporated in 2010 and is based in London, the United Kingdom.

Sam Hodges

Samir Desai

Alex Tonelli

James Meekings

Andrew Mullinger

Funding Circle Holdings plc

IMA Automation designs and manufactures advanced technology lines for handling and assembling parts for various applications including Automotive, E-Mobility, Electrical Motors, Medical Devices, Caps & Closures, Eye Care, Electro-Mechanics, and Watchmaking.

Metric
Company Name	Scayl	Fundbox	Funding Circle Holdings plc	IMA Automation
Symbol			FCH
MSH ID	FINANCE:SCAYL	COM:FUNDBOX	COM:FUNDINGCIRCLE	COM:IMAUTOMATION
Market	PRIVATE	PRIVATE	STOCKS	PRIVATE
Sector	Financial Services & Finance	Financial Services & Finance	Financial Services	Capital Goods & Industrials
Industry	Fintech Lending	Financial Services & Finance	Financial - Credit Services	Industrial Automation
Country	SE		GB	IT
Stage
Employee Count		251	1.10K
Website	scayl.finance	fundbox.com	fundingcircle.com	imautomation.com
LinkedIn			funding-circle-usa
Founders

Metric
Market Cap			4.12M
Enterprise Value
Monthly Web Traffic			195.63K
Web Traffic Growth			-0.29
Valuation
Raised Capital			323.50M

Metric
Revenue			207.70M
Revenue (LTM)
Revenue (NTM)
Gross Profit			182.21M
EBITDA			-7.52M
Operating Income			-28.80M
Net Income			-48.80M
EPS			-0.14
Diluted EPS			-0.14
Revenue 2022
Revenue 2023
Revenue 2024
Revenue 2025
Revenue 2026

Metric
Revenue Growth (LTM)
Revenue Growth (NTM)
Gross Profit Growth (LTM)
EBITDA Growth (LTM)
Net Income Growth (LTM)
14-Day Growth Score
28-Day Growth Score
90-Day Growth Score
365-Day Growth Score

Metric
Gross Profit Margin			0.81
Operating Profit Margin			-0.01
EBITDA Margin			-0.04
Net Profit Margin			2.69
Return on Equity			2.60
Return on Assets			1.78
Return on Capital Employed			-0.01

SCAY

FINANCE:SCAYL

Scayl

Company Overview

Market Metrics

Financial Performance

Growth Metrics

Profitability Ratios

Valuation Multiples

Operational Metrics

Cash Flow Metrics

Balance Sheet Metrics

Efficiency Metrics

Metric
P/E Ratio			-14.91
P/B Ratio			0.36
Revenue Multiple (LTM)
Revenue Multiple (NTM)
EBITDA Multiple (LTM)
EBITDA Multiple (NTM)
Price to Sales Ratio			2.17
EV Multiple			-19.25

Metric
Days Sales Outstanding
Days Payables Outstanding			194.15
Days Inventory Outstanding
Operating Cycle			21.81
Cash Conversion Cycle			21.81
Asset Turnover			0.82

Metric
Operating Cash Flow			-32.49M
Free Cash Flow			-48.04M
Cash Flow to Debt			-0.60
Operating Cash Flow/Sales			-0.15
Free Cash Flow Yield			-0.23

Metric
Cash & Equivalents			282.11M
Accounts Receivable			-17.20M
Inventory
Goodwill
Debt to Capitalization			0.24
Debt to Assets			0.17
Current Ratio			4.38
Quick Ratio			4.83

Metric
Rule of 40 (LTM)
Rule of 40 (NTM)
Stock Comp to Revenue			0.03
R&D to Revenue
SG&A to Revenue