av/versabank--big.svg

NASDAQ:VBNK

VersaBank

  • Stock

USD

Last Close

15.29

01/05 20:00

Market Cap

375.70M

Beta: 0.95

Volume Today

12.45K

Avg: 23.63K

PE Ratio

9.39

PFCF: 4.15

Dividend Yield

0.49%

Payout:8.54%

Preview

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Jan '15
Apr '15
Jul '15
Oct '15
Jan '16
Apr '16
Jul '16
Oct '16
Jan '17
Apr '17
Jul '17
Oct '17
Jan '18
Apr '18
Jul '18
Oct '18
Jan '19
Apr '19
Jul '19
Oct '19
Jan '20
Apr '20
Jul '20
Oct '20
Jan '21
Apr '21
Jul '21
Oct '21
Jan '22
Apr '22
Jul '22
Oct '22
Jan '23
Apr '23
Jul '23
Oct '23
Jan '24
Apr '24
Jul '24
Oct '24
Jan '25
net income
1.68M
-
2.06M
22.81%
1.71M
17.22%
2.77M
62.27%
2.31M
16.57%
1.81M
21.81%
2.46M
35.92%
1.90M
22.80%
11.86M
525.74%
2.10M
82.27%
2.68M
27.47%
2.82M
5.22%
3.98M
40.89%
4.26M
7.04%
4.68M
9.92%
5.16M
10.39%
4.93M
4.49%
4.90M
0.73%
4.96M
1.37%
5.41M
8.91%
5.14M
4.88%
5.15M
0.16%
4.37M
15.15%
4.75M
8.63%
5.29M
11.46%
5.74M
8.58%
5.44M
5.36%
5.91M
8.72%
5.57M
5.82%
4.94M
11.19%
5.72M
15.72%
6.43M
12.40%
9.42M
46.48%
10.26M
8.98%
10.00M
2.53%
12.48M
24.75%
12.70M
1.76%
11.83M
6.86%
9.71M
17.95%
5.52M
43.16%
8.14M
47.63%
depreciation and amortization
8.64M
-
6.55M
24.23%
10.04M
53.38%
10.10M
0.54%
311K
-
137K
-
222K
62.04%
180K
18.92%
115K
36.11%
253K
120%
173K
31.62%
286K
65.32%
210K
26.57%
362K
72.38%
291K
19.61%
449K
54.30%
372K
17.15%
452K
21.51%
456K
0.88%
490K
7.46%
483K
1.43%
458K
5.18%
507K
10.70%
467K
7.89%
450K
3.64%
431K
4.22%
435K
0.93%
574K
31.95%
632K
10.10%
586K
7.28%
842K
43.69%
744K
11.64%
deferred income tax
651K
-
-194K
129.80%
670K
445.36%
-306K
145.67%
893K
391.83%
708K
20.72%
947K
33.76%
740K
21.86%
-7.66M
1,135.54%
809K
110.56%
1.03M
27.44%
1.08M
5.04%
1.48M
36.29%
1.65M
11.52%
1.77M
7.41%
2.05M
15.89%
1.86M
9.13%
1.85M
0.59%
1.87M
1.24%
2.04M
8.75%
1.94M
4.61%
1.95M
0.15%
1.66M
14.89%
1.80M
8.57%
1.99M
10.51%
2.20M
10.46%
2.00M
9.06%
2.23M
11.57%
2.06M
7.45%
1.85M
10.43%
2.14M
15.70%
3.84M
79.88%
3.78M
1.64%
3.46M
8.52%
3.81M
10.03%
4.44M
16.58%
3.76M
-
2.56M
31.88%
2.96M
15.66%
stock based compensation
6K
-
6K
0%
7K
16.67%
4K
42.86%
11.85M
-
14.71M
-
13.86M
5.78%
15.27M
10.17%
7.61M
50.14%
13.97M
83.57%
14.31M
2.43%
10.45M
27.02%
14.91M
42.73%
14.45M
3.11%
12.30M
14.87%
10.14M
17.54%
11.15M
9.94%
18.38M
64.81%
13.95M
24.07%
196K
98.60%
424K
116.33%
424K
0%
423K
0.24%
343K
18.91%
192K
44.02%
192K
0%
174K
9.38%
72K
-
72K
0%
75K
4.17%
change in working capital
-27.52M
-
-32.02M
16.35%
2.14M
106.69%
-10.46M
588.33%
19.19M
283.50%
-33.99M
277.09%
6.67M
119.63%
-50.45M
855.99%
42.17M
183.59%
-35.98M
185.33%
4.71M
113.08%
54.46M
1,056.73%
-75.42M
238.49%
53.91M
171.49%
-26.14M
148.49%
8.70M
133.26%
-42.05M
583.59%
31.48M
174.86%
-19.40M
161.64%
23.94M
223.38%
-17.40M
172.66%
224.66M
1,391.46%
6.49M
97.11%
-100.05M
1,640.83%
-29.97M
70.04%
-14.82M
50.56%
14.98M
201.10%
-104.47M
797.34%
-118.09M
13.03%
38.04M
132.22%
12.46M
67.26%
-7.54M
160.50%
101.66M
1,448.94%
26.83M
73.61%
-150.03M
659.13%
33.98M
122.65%
-628K
101.85%
10.36M
1,750%
-4.13M
139.81%
135.30M
3,380.05%
-104.24M
177.04%
accounts receivables
inventory
accounts payables
other working capital
-27.52M
-
-32.02M
16.35%
2.14M
106.69%
-10.46M
588.33%
19.19M
283.50%
-33.99M
277.09%
6.67M
119.63%
-50.45M
855.99%
42.17M
183.59%
-35.98M
185.33%
4.71M
113.08%
54.46M
1,056.73%
-75.42M
238.49%
53.91M
171.49%
-26.14M
148.49%
8.70M
133.26%
-42.05M
583.59%
31.48M
174.86%
-19.40M
161.64%
23.94M
223.38%
-17.40M
172.66%
224.66M
1,391.46%
6.49M
97.11%
-100.05M
1,640.83%
-29.97M
70.04%
-14.82M
50.56%
14.98M
201.10%
-104.47M
797.34%
-118.09M
13.03%
38.04M
132.22%
12.46M
67.26%
-7.54M
160.50%
101.66M
1,448.94%
26.83M
73.61%
-150.03M
659.13%
33.98M
122.65%
124.06M
-
135.30M
9.06%
-104.24M
177.04%
other non cash items
-8.03M
-
-8.26M
2.79%
-8.73M
5.72%
-8.96M
2.68%
-682K
92.39%
-1.88M
176.10%
925K
149.12%
1.73M
87.35%
-2.50M
244.37%
-806K
67.79%
-10.75M
1,233.87%
-307K
97.14%
-4.28M
1,293.49%
1.06M
124.82%
-12.96M
1,320.81%
-13.71M
5.72%
-13.44M
1.95%
-12.74M
5.19%
-14.06M
10.33%
-13.65M
2.87%
-13.56M
0.72%
-14.48M
6.78%
-12.38M
14.45%
-13.71M
10.69%
-14.37M
4.86%
-15.10M
5.02%
-14.54M
3.66%
-16.15M
11.03%
-3.08M
80.89%
-4.90M
58.96%
4.93M
200.63%
9.57M
94.02%
10.54M
10.07%
-12.02M
214.09%
3.04M
125.29%
20.39M
570.57%
-1.44M
107.05%
9.62M
769.73%
-16.91M
275.76%
8.99M
153.15%
3.25M
63.80%
net cash provided by operating activities
-24.57M
-
-31.85M
29.62%
5.84M
118.34%
-6.86M
217.39%
21.72M
416.70%
-33.36M
253.61%
11.00M
132.98%
-46.08M
518.85%
43.87M
195.21%
-33.88M
177.22%
9.83M
129.02%
58.06M
490.61%
-74.25M
227.89%
60.88M
182.00%
-17.82M
129.27%
16.28M
191.38%
-33.25M
304.22%
33.21M
199.89%
-12.40M
137.33%
32.22M
359.85%
-13.13M
140.77%
232.40M
1,869.34%
14.95M
93.57%
-94.62M
733.11%
-26.48M
72.01%
-10.45M
60.53%
26.70M
355.46%
-98.08M
467.31%
-112.86M
15.08%
40.84M
136.18%
26.13M
36.01%
13.24M
49.32%
126.20M
853.05%
29.17M
76.88%
-132.55M
554.38%
71.89M
154.24%
11.21M
84.41%
31.18M
178.21%
-11.92M
138.23%
153.28M
1,385.82%
-89.06M
158.10%
investments in property plant and equipment
-369K
-
-896K
142.82%
-416K
53.57%
-562K
35.10%
-140K
75.09%
-200K
42.86%
-40K
80%
-613K
1,432.50%
-158K
74.23%
50K
131.65%
-79K
258%
-55K
30.38%
-36K
34.55%
-266K
638.89%
60K
122.56%
-3K
105%
-67K
2,133.33%
53K
-
-32K
160.38%
-163K
409.38%
-551K
238.04%
165K
129.95%
-25K
115.15%
-313K
1,152%
-12K
96.17%
-12K
0%
-16.00M
133,249.99%
-351K
97.81%
-2.33M
563.25%
103K
104.42%
-1.45M
1,509.71%
acquisitions net
-283K
-
-7.47M
-
purchases of investments
-9.58M
-
-7.30M
-
-133.43M
-
-7.60M
94.30%
-42.16M
-
14.38M
134.11%
sales maturities of investments
25.60M
-
302K
-
17K
94.37%
9.32M
54,729.41%
17K
99.82%
12.51M
73,464.71%
2K
99.98%
9.59M
479,150%
8K
-
255K
-
-255K
-
255K
200%
10M
-
92.03M
-
9.74M
89.42%
-101.77M
1,144.95%
34.61M
-
29.14M
15.83%
-49.62M
270.31%
136.74M
-
other investing activites
-2.72M
-
-953K
-
-92.03M
-
-9.74M
89.42%
143.92M
1,577.80%
-42.16M
129.29%
-131.15M
211.12%
-153.13M
-
net cash used for investing activites
25.60M
-
302K
-
17K
94.37%
-262K
1,641.18%
17K
106.49%
12.51M
73,464.71%
2K
99.98%
8.93M
446,550%
-896K
110.03%
-408K
54.46%
-562K
37.75%
115K
120.46%
-200K
273.91%
-3.01M
1,407%
-7.66M
154.01%
-158K
97.94%
50K
131.65%
-79K
258%
-55K
30.38%
9.96M
18,216.36%
-266K
102.67%
60K
122.56%
-3K
105%
-7.54M
251,233.33%
-953K
87.36%
53K
-
-32K
160.38%
-163K
409.38%
-133.98M
82,095.09%
-7.44M
94.45%
-25K
99.66%
-313K
1,152%
-12K
96.17%
-27.79M
231,483.33%
-112.54M
304.96%
-4.67M
95.85%
-81.30M
1,642.83%
-153.03M
88.22%
135.28M
188.40%
debt repayment
-10.31M
-
-4.50M
-
-90K
-
-24.62M
27,255.56%
-91K
99.63%
-84K
7.69%
-10.18M
12,015.48%
-160K
98.43%
-162K
1.25%
-163K
0.62%
-169K
3.68%
-279K
65.09%
-21K
92.47%
-173K
723.81%
-176K
1.73%
-175K
0.57%
-176K
0.57%
-173K
1.70%
-5M
-
-184K
96.32%
-195K
5.98%
-183K
6.15%
common stock issued
415K
-
-415K
200%
-170.67M
-
-250.80M
46.95%
-173.49M
30.82%
-213.13M
22.85%
280K
100.13%
114.88M
-
common stock repurchased
-1.93M
-
-8.32M
331.14%
-4.24M
49.08%
-734K
82.68%
-280K
61.85%
-14.62M
-
dividends paid
-257K
-
-256K
0.39%
-759K
196.48%
-550K
27.54%
-550K
0%
-550K
0%
-550K
0%
-551K
0.18%
-550K
0.18%
-550K
0%
-550K
0%
-551K
0.18%
-761K
38.11%
-761K
0%
-761K
0%
-761K
0%
-867K
13.93%
-867K
0%
-972K
12.11%
-972K
0%
-1.07M
10.08%
-1.07M
0%
-1.07M
0%
-1.07M
0%
-1.07M
0%
-1.07M
0%
-775K
27.57%
-931K
20.13%
-934K
0.32%
-934K
0%
-934K
0%
-927K
0.75%
-910K
1.83%
-898K
1.32%
-895K
0.33%
-897K
0.22%
-897K
0%
-897K
0%
-897K
0%
-897K
0%
-813K
9.36%
other financing activites
15M
-
275K
98.17%
5M
-
-1.46M
-
-304K
79.14%
-372K
22.37%
-960K
158.06%
-358K
62.71%
-358K
0%
-356K
0.56%
-370K
3.93%
-341K
7.84%
-302K
11.44%
-5.51M
1,724.17%
-342K
93.79%
-343K
0.29%
-561K
63.56%
-374K
33.33%
-376K
0.53%
-375K
0.27%
-362K
3.47%
73.05M
20,278.73%
73.23M
-
170.67M
-
250.80M
46.95%
173.49M
30.82%
213.13M
22.85%
280K
99.87%
101.65M
36,204.64%
-14.62M
-
net cash used provided by financing activities
14.74M
-
19K
99.87%
-344K
1,910.53%
-965K
180.52%
-550K
43.01%
4.45M
909.09%
-550K
112.36%
-2.01M
265.09%
-11.16M
455.83%
-922K
91.74%
-6.01M
551.84%
-909K
84.88%
-1.12M
23.10%
-1.12M
0.18%
-1.13M
1.25%
-1.10M
2.56%
-1.17M
6.08%
-6.38M
445.42%
-1.31M
79.39%
-1.31M
0.08%
-1.72M
30.87%
-26.06M
1,414.47%
-1.54M
94.10%
-1.53M
0.52%
-11.61M
659.25%
71.82M
718.63%
-937K
101.30%
72.13M
7,798.19%
-1.10M
101.53%
-1.21M
9.97%
-955K
21.27%
-3.03M
217.28%
-9.41M
210.46%
-5.31M
43.55%
-1.80M
66.01%
-790K
56.23%
100.76M
12,853.92%
46.81M
53.54%
127.11M
171.51%
-15.10M
111.88%
113.88M
854.19%
effect of forex changes on cash
408K
-
-2.29M
660.05%
3.46M
251.29%
-5.14M
248.71%
1.59M
131.01%
-3.98M
349.69%
-1.26M
68.34%
-1.56M
24.21%
1.20M
176.74%
15.29M
-
-7.88M
151.53%
1.33M
116.92%
net change in cash
15.78M
-
-31.83M
301.78%
5.80M
118.22%
-7.80M
234.59%
20.90M
367.83%
-28.89M
238.21%
22.96M
179.46%
-48.08M
309.45%
41.64M
186.60%
-35.70M
185.72%
3.41M
109.56%
56.59M
1,558.44%
-75.25M
232.99%
59.56M
179.15%
-21.96M
136.87%
7.52M
134.26%
-34.58M
559.57%
26.89M
177.76%
-13.79M
151.29%
30.85M
323.67%
-4.89M
115.86%
206.07M
4,312.45%
13.47M
93.46%
-96.15M
813.91%
-45.63M
52.54%
60.41M
232.40%
24.58M
59.32%
-25.48M
203.68%
-116.28M
356.34%
42.92M
136.91%
-113.94M
365.49%
4.37M
103.83%
112.79M
2,482.80%
22.29M
80.24%
-135.94M
709.87%
44.52M
132.75%
-575K
101.29%
73.33M
12,853.22%
49.17M
32.94%
-22.73M
146.22%
161.44M
810.28%
cash at beginning of period
145.14M
-
160.91M
10.87%
129.08M
19.78%
134.88M
4.49%
127.08M
5.79%
147.98M
16.45%
119.09M
19.52%
142.05M
19.28%
93.96M
33.85%
135.61M
44.32%
99.91M
26.32%
103.32M
3.42%
159.91M
54.77%
84.66M
47.06%
144.22M
70.36%
122.26M
15.23%
129.78M
6.15%
95.20M
26.64%
122.09M
28.24%
108.30M
11.30%
139.15M
28.48%
134.25M
3.52%
340.33M
153.50%
353.79M
3.96%
257.64M
27.18%
212.02M
17.71%
272.43M
28.49%
297.00M
9.02%
271.52M
8.58%
155.24M
42.83%
198.16M
27.65%
84.21M
57.50%
88.58M
5.19%
201.37M
127.33%
223.66M
11.07%
87.73M
60.78%
198.81M
-
247.98M
24.73%
225.25M
9.17%
cash at end of period
160.91M
-
129.08M
19.78%
134.88M
4.49%
127.08M
5.79%
147.98M
16.45%
119.09M
19.52%
142.05M
19.28%
93.96M
33.85%
135.61M
44.32%
99.91M
26.32%
103.32M
3.42%
159.91M
54.77%
84.66M
47.06%
144.22M
70.36%
122.26M
15.23%
129.78M
6.15%
95.20M
26.64%
122.09M
28.24%
108.30M
11.30%
139.15M
28.48%
134.25M
3.52%
340.33M
153.50%
353.79M
3.96%
257.64M
27.18%
212.02M
17.71%
272.43M
28.49%
297.00M
9.02%
271.52M
8.58%
155.24M
42.83%
198.16M
27.65%
84.21M
57.50%
88.58M
5.19%
201.37M
127.33%
223.66M
11.07%
87.73M
60.78%
132.24M
50.74%
-575K
100.43%
73.33M
12,853.22%
247.98M
238.17%
225.25M
9.17%
386.69M
71.67%
operating cash flow
-24.57M
-
-31.85M
29.62%
5.84M
118.34%
-6.86M
217.39%
21.72M
416.70%
-33.36M
253.61%
11.00M
132.98%
-46.08M
518.85%
43.87M
195.21%
-33.88M
177.22%
9.83M
129.02%
58.06M
490.61%
-74.25M
227.89%
60.88M
182.00%
-17.82M
129.27%
16.28M
191.38%
-33.25M
304.22%
33.21M
199.89%
-12.40M
137.33%
32.22M
359.85%
-13.13M
140.77%
232.40M
1,869.34%
14.95M
93.57%
-94.62M
733.11%
-26.48M
72.01%
-10.45M
60.53%
26.70M
355.46%
-98.08M
467.31%
-112.86M
15.08%
40.84M
136.18%
26.13M
36.01%
13.24M
49.32%
126.20M
853.05%
29.17M
76.88%
-132.55M
554.38%
71.89M
154.24%
11.21M
84.41%
31.18M
178.21%
-11.92M
138.23%
153.28M
1,385.82%
-89.06M
158.10%
capital expenditure
-369K
-
-896K
142.82%
-416K
53.57%
-562K
35.10%
-140K
75.09%
-200K
42.86%
-40K
80%
-613K
1,432.50%
-158K
74.23%
50K
131.65%
-79K
258%
-55K
30.38%
-36K
34.55%
-266K
638.89%
60K
122.56%
-3K
105%
-67K
2,133.33%
53K
-
-32K
160.38%
-163K
409.38%
-551K
238.04%
165K
129.95%
-25K
115.15%
-313K
1,152%
-12K
96.17%
-12K
0%
-16.00M
133,249.99%
-351K
97.81%
-2.33M
563.25%
103K
104.42%
-1.45M
1,509.71%
free cash flow
-24.57M
-
-31.85M
29.62%
5.84M
118.34%
-6.86M
217.39%
21.72M
416.70%
-33.36M
253.61%
11.00M
132.98%
-46.08M
518.85%
43.50M
194.41%
-34.77M
179.94%
9.41M
127.07%
57.49M
510.74%
-74.39M
229.38%
60.68M
181.57%
-17.86M
129.43%
15.67M
187.74%
-33.41M
313.22%
33.26M
199.56%
-12.48M
137.51%
32.16M
357.76%
-13.17M
140.95%
232.14M
1,862.49%
15.01M
93.54%
-94.62M
730.60%
-26.55M
71.94%
-10.45M
60.63%
26.70M
355.46%
-98.02M
467.11%
-112.90M
15.17%
40.67M
136.03%
25.58M
37.11%
13.41M
47.59%
126.18M
841.14%
28.86M
77.13%
-132.56M
559.35%
71.88M
154.22%
-4.79M
106.67%
30.83M
743.12%
-14.25M
146.22%
153.39M
1,176.47%
-90.51M
159.01%

All numbers in USD (except ratios and percentages)