NASDAQ:VBNK
VersaBank
- Stock
Last Close
15.29
01/05 20:00
Market Cap
375.70M
Beta: 0.95
Volume Today
12.45K
Avg: 23.63K
PE Ratio
9.39
PFCF: 4.15
Dividend Yield
0.49%
Payout:8.54%
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Jan '15 | Apr '15 | Jul '15 | Oct '15 | Jan '16 | Apr '16 | Jul '16 | Oct '16 | Jan '17 | Apr '17 | Jul '17 | Oct '17 | Jan '18 | Apr '18 | Jul '18 | Oct '18 | Jan '19 | Apr '19 | Jul '19 | Oct '19 | Jan '20 | Apr '20 | Jul '20 | Oct '20 | Jan '21 | Apr '21 | Jul '21 | Oct '21 | Jan '22 | Apr '22 | Jul '22 | Oct '22 | Jan '23 | Apr '23 | Jul '23 | Oct '23 | Jan '24 | Apr '24 | Jul '24 | Oct '24 | Jan '25 | Apr '25 | Jul '25 | ||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
revenue | 8.37M - | 8.56M 2.27% | 9.10M 6.26% | 9.35M 2.75% | 9.47M 1.31% | 9.64M 1.88% | 10.18M 5.54% | 10.39M 2.03% | 11.43M 10.07% | 10.13M 11.42% | 10.76M 6.29% | 11.52M 7.04% | 12.41M 7.69% | 12.47M 0.50% | 12.98M 4.11% | 13.83M 6.51% | 13.46M 2.66% | 12.75M 5.29% | 14.08M 10.44% | 13.63M 3.15% | 13.58M 0.39% | 14.48M 6.65% | 12.39M 14.45% | 13.73M 10.77% | 15.42M 12.36% | 15.97M 3.55% | 15.73M 1.51% | 18.24M 15.94% | 18.27M 0.16% | 18.64M 2.02% | 21.24M 13.97% | 24.25M 14.19% | 25.92M 6.87% | 26.68M 2.96% | 26.86M 0.65% | 29.17M 8.62% | 71.58M 145.35% | 73.50M 2.69% | 73.70M 0.27% | 27.29M 62.98% | 27.83M 1.99% | 73.08M 162.63% | 75.79M 3.71% | |
cost of revenue | 43.83M - | 45.39M 3.55% | ||||||||||||||||||||||||||||||||||||||||||
gross profit | 8.37M - | 8.56M 2.27% | 9.10M 6.26% | 9.35M 2.75% | 9.47M 1.31% | 9.64M 1.88% | 10.18M 5.54% | 10.39M 2.03% | 11.43M 10.07% | 10.13M 11.42% | 10.76M 6.29% | 11.52M 7.04% | 12.41M 7.69% | 12.47M 0.50% | 12.98M 4.11% | 13.83M 6.51% | 13.46M 2.66% | 12.75M 5.29% | 14.08M 10.44% | 13.63M 3.15% | 13.58M 0.39% | 14.48M 6.65% | 12.39M 14.45% | 13.73M 10.77% | 15.42M 12.36% | 15.97M 3.55% | 15.73M 1.51% | 18.24M 15.94% | 18.27M 0.16% | 18.64M 2.02% | 21.24M 13.97% | 24.25M 14.19% | 25.92M 6.87% | 26.68M 2.96% | 26.86M 0.65% | 29.17M 8.62% | 71.58M 145.35% | 73.50M 2.69% | 73.70M 0.27% | 27.29M 62.98% | 27.83M 1.99% | 29.25M 5.11% | 30.40M 3.94% | |
selling and marketing expenses | ||||||||||||||||||||||||||||||||||||||||||||
general and administrative expenses | 5.03M - | 5.73M 13.95% | 5.89M 2.93% | 6.04M 2.48% | 5.53M 8.39% | 5.94M 7.30% | 5.89M 0.79% | 6.21M 5.38% | 5.89M 5.15% | 5.72M 2.79% | 6.50M 13.49% | 6.95M 6.94% | 6.38M 8.09% | 6.01M 5.79% | 5.88M 2.28% | 5.76M 2.08% | 6.31M 9.57% | 5.80M 8.09% | 6.25M 7.85% | 5.61M 10.27% | 6.11M 8.91% | 6.27M 2.55% | 5.81M 7.25% | 7.13M 22.73% | 7.37M 3.31% | 7.34M 0.45% | 7.27M 0.94% | 9.38M 29.09% | 9.71M 3.48% | 10.74M 10.69% | 12.29M 14.35% | 12.79M 4.09% | 11.38M 10.99% | 11.74M 3.18% | 11.90M 1.31% | 11.45M 3.76% | 12.34M - | 17.78M 44.05% | 14.10M 20.66% | 15.88M 12.56% | 19.82M 24.83% | |||
selling general and administrative expenses | 5.03M - | 5.73M 13.95% | 5.89M 2.93% | 6.04M 2.48% | 5.53M 8.39% | 5.94M 7.30% | 5.89M 0.79% | 6.21M 5.38% | 5.89M 5.15% | 5.72M 2.79% | 6.50M 13.49% | 6.95M 6.94% | 6.38M 8.09% | 6.01M 5.79% | 5.88M 2.28% | 5.76M 2.08% | 6.31M 9.57% | 5.80M 8.09% | 6.25M 7.85% | 5.61M 10.27% | 6.11M 8.91% | 6.27M 2.55% | 5.81M 7.25% | 7.13M 22.73% | 7.37M 3.31% | 7.34M 0.45% | 7.27M 0.94% | 9.38M 29.09% | 9.71M 3.48% | 10.74M 10.69% | 12.29M 14.35% | 12.79M 4.09% | 11.38M 10.99% | 11.74M 3.18% | 11.90M 1.31% | 11.45M 3.76% | 12.34M - | 17.78M 44.05% | 14.10M 20.66% | 15.88M 12.56% | 19.82M 24.83% | |||
research and development expenses | ||||||||||||||||||||||||||||||||||||||||||||
other expenses | -3.47M - | -5.04M 45.46% | -4.83M 4.28% | -5.20M 7.69% | -3.71M 28.57% | -5.08M 36.87% | -4.88M 4.07% | -6.56M 34.61% | -5.68M 13.47% | -6.05M 6.60% | -6.71M 10.90% | -7.94M 18.26% | -6.67M 16.03% | -5.65M 15.23% | -4.93M 12.71% | -4.04M 18.08% | -4.45M 10.20% | -3.42M 23.31% | -4.59M 34.52% | -3.19M 30.47% | -4.00M 25.17% | -5.44M 36.14% | -4.39M 19.35% | -6.95M 58.41% | -8.37M 20.39% | -8.81M 5.26% | -7.71M 12.56% | -11.70M 51.86% | -12.51M 6.91% | -13.98M 11.78% | -11.55M 17.38% | -7.17M 37.92% | 1.18M 116.51% | 4.28M 261.32% | -24.95M 683.19% | -23.71M 4.97% | -3.76M 84.15% | -2.92M 22.19% | -4.25M 45.20% | 9.51M 323.90% | 13.72M 44.33% | 1.64M 88.04% | 1.83M 11.70% | |
cost and expenses | 1.56M - | 684K 56.13% | 1.07M 56.14% | 843K 21.07% | 1.82M 116.01% | 856K 52.99% | 1.02M 18.69% | -354K 134.84% | 210K 159.32% | -329K 256.67% | -217K 34.04% | -992K 357.14% | -281K 71.67% | 364K 229.54% | 945K 159.62% | 1.72M 81.48% | 1.85M 8.10% | 2.38M 28.48% | 1.66M 30.39% | 2.42M 45.72% | 2.11M 12.58% | 823K 61.03% | 1.42M 72.78% | 179K 87.41% | -1.00M 660.34% | -1.48M 47.16% | -438K 70.33% | -2.32M 429.68% | -2.80M 20.82% | -3.24M 15.55% | 733K 122.63% | 5.62M 666.17% | 12.57M 123.77% | 16.02M 27.50% | -13.05M 181.45% | -12.26M 6.08% | 54.62M 545.63% | 57.20M 4.73% | 60.23M 5.30% | 27.29M 54.70% | 27.83M 1.99% | 61.35M 120.47% | 67.04M 9.27% | |
operating expenses | 1.56M - | 684K 56.13% | 1.07M 56.14% | 843K 21.07% | 1.82M 116.01% | 856K 52.99% | 1.02M 18.69% | -354K 134.84% | 210K 159.32% | -329K 256.67% | -217K 34.04% | -992K 357.14% | -281K 71.67% | 364K 229.54% | 945K 159.62% | 1.72M 81.48% | 1.85M 8.10% | 2.38M 28.48% | 1.66M 30.39% | 2.42M 45.72% | 2.11M 12.58% | 823K 61.03% | 1.42M 72.78% | 179K 87.41% | -1.00M 660.34% | -1.48M 47.16% | -438K 70.33% | -2.32M 429.68% | -2.80M 20.82% | -3.24M 15.55% | 733K 122.63% | 5.62M 666.17% | 12.57M 123.77% | 16.02M 27.50% | -13.05M 181.45% | -12.26M 6.08% | 3.76M 130.67% | 2.92M 22.19% | 4.25M 45.20% | 27.29M 542.45% | 27.83M 1.99% | 17.52M 37.05% | 21.65M 23.60% | |
interest expense | 7.60M - | 7.38M 2.93% | 7.79M 5.57% | 7.72M 0.80% | 8.08M 4.66% | 7.99M 1.21% | 7.79M 2.43% | 7.40M 5.08% | 7.44M 0.61% | 6.88M 7.49% | 6.83M 0.74% | 6.62M 3.06% | 6.67M 0.75% | 6.93M 3.85% | 7.48M 7.94% | 8.33M 11.34% | 8.52M 2.28% | 8.38M 1.61% | 8.90M 6.17% | 8.61M 3.27% | 8.61M 0.01% | 8.21M 4.61% | 7.79M 5.16% | 7.36M 5.50% | 7.14M 2.98% | 6.55M 8.22% | 7.86M 19.90% | 7.78M 1.02% | 7.83M 0.73% | 8.61M 9.84% | 14.12M 64.01% | 19.59M 38.82% | 25.29M 29.05% | 28.99M 14.63% | 35.16M 21.30% | 39.85M 13.34% | 1.45M 96.35% | 1.53M 5.44% | 46.70M 2,948.43% | 48.34M 3.50% | 47.52M 1.69% | 42.94M 9.63% | 44.21M 2.94% | |
ebitda | 9.93M - | 9.24M 6.90% | 10.16M 9.95% | 10.19M 0.25% | 11.29M 10.80% | 10.50M 6.97% | 11.20M 6.61% | 10.03M 10.39% | 11.64M 16.05% | 9.80M 15.85% | 10.86M 10.82% | 10.53M 3.02% | 12.13M 15.17% | 12.83M 5.83% | 14.06M 9.59% | 15.76M 12.09% | 15.49M 1.72% | 15.24M 1.61% | 15.99M 4.89% | 16.22M 1.47% | 15.98M 1.50% | 15.52M 2.89% | 14.18M 8.65% | 14.20M 0.14% | 14.87M 4.73% | 14.87M 0.01% | 15.74M 5.90% | 16.37M 4.00% | 15.95M 2.56% | 15.88M 0.46% | 22.43M 41.26% | 30.38M 35.42% | 38.95M 28.24% | 43.16M 10.80% | 14.24M 67.00% | 17.35M 21.85% | 574K 96.69% | 632K 10.10% | 586K 7.28% | 12.46M - | 9.48M 23.93% | |||
operating income | 9.93M - | 9.24M 6.90% | 10.16M 9.95% | 10.19M 0.25% | 11.29M 10.80% | 10.50M 6.97% | 11.20M 6.61% | 10.03M 10.39% | 11.64M 16.05% | 9.80M 15.85% | 10.55M 7.65% | 10.53M 0.16% | 12.13M 15.17% | 12.83M 5.83% | 13.93M 8.52% | 15.54M 11.60% | 15.31M 1.47% | 15.13M 1.20% | 15.74M 4.01% | 16.05M 2.00% | 15.69M 2.22% | 15.31M 2.46% | 13.81M 9.76% | 13.90M 0.66% | 14.42M 3.70% | 14.49M 0.52% | 15.29M 5.50% | 15.92M 4.09% | 15.46M 2.85% | 15.40M 0.43% | 21.97M 42.71% | 29.87M 35.94% | 38.48M 28.85% | 42.71M 10.97% | 13.81M 67.67% | 16.92M 22.50% | 11.73M - | 8.75M 25.40% | ||||||
depreciation and amortization | 311K - | 137K - | 222K 62.04% | 180K 18.92% | 115K 36.11% | 253K 120% | 173K 31.62% | 286K 65.32% | 210K 26.57% | 362K 72.38% | 291K 19.61% | 449K 54.30% | 372K 17.15% | 452K 21.51% | 456K 0.88% | 490K 7.46% | 483K 1.43% | 458K 5.18% | 507K 10.70% | 467K 7.89% | 450K 3.64% | 431K 4.22% | 435K 0.93% | 574K 31.95% | 632K 10.10% | 586K 7.28% | 842K 43.69% | 744K 11.64% | 728K 2.15% | 727K 0.14% | ||||||||||||||
total other income expenses net | -7.60M - | -7.38M 2.93% | -7.79M 5.57% | -7.72M 0.80% | -8.08M 4.66% | -7.99M 1.21% | -7.79M 2.43% | -7.40M 5.08% | -7.44M 0.61% | -6.88M 7.49% | -6.83M 0.74% | -6.62M 3.06% | -6.67M 0.75% | -6.93M 3.85% | -7.48M 7.94% | -8.33M 11.34% | -8.52M 2.28% | -8.38M 1.61% | -8.90M 6.17% | -8.61M 3.27% | -8.61M 0.01% | -8.21M 4.61% | -7.79M 5.16% | -7.36M 5.50% | -7.14M 2.98% | -6.55M 8.22% | -7.86M 19.90% | -7.78M 1.02% | -7.83M 0.73% | -8.61M 9.84% | -14.12M 64.01% | -19.59M 38.82% | -25.29M 29.05% | -28.99M 14.63% | 16.95M - | 16.30M 3.86% | 13.46M 17.40% | 8.08M 40.01% | 11.10M 37.49% | |||||
income before tax | 2.33M - | 1.87M 19.83% | 2.38M 27.25% | 2.46M 3.66% | 3.20M 30.03% | 2.52M 21.50% | 3.40M 35.31% | 2.64M 22.54% | 4.20M 59.37% | 2.91M 30.66% | 3.71M 27.46% | 3.90M 5.17% | 5.45M 39.62% | 5.90M 8.25% | 6.45M 9.22% | 7.21M 11.90% | 6.79M 5.81% | 6.75M 0.69% | 6.84M 1.33% | 7.44M 8.86% | 7.08M 4.81% | 7.10M 0.16% | 6.03M 15.08% | 6.54M 8.61% | 7.28M 11.20% | 7.94M 9.10% | 7.43M 6.39% | 8.14M 9.48% | 7.63M 6.27% | 6.79M 10.99% | 7.86M 15.71% | 10.27M 30.75% | 13.20M 28.47% | 13.72M 3.97% | 13.81M 0.63% | 16.92M 22.50% | 16.95M 0.22% | 16.30M 3.86% | 13.46M 17.40% | 8.08M 40.01% | 11.10M 37.49% | 11.73M 5.67% | 8.75M 25.40% | |
income tax expense | 651K - | -194K 129.80% | 670K 445.36% | -306K 145.67% | 893K 391.83% | 708K 20.72% | 947K 33.76% | 740K 21.86% | -7.66M 1,135.54% | 809K 110.56% | 1.03M 27.44% | 1.08M 5.04% | 1.48M 36.29% | 1.65M 11.52% | 1.77M 7.41% | 2.05M 15.89% | 1.86M 9.13% | 1.85M 0.59% | 1.87M 1.24% | 2.04M 8.75% | 1.94M 4.61% | 1.95M 0.15% | 1.66M 14.89% | 1.80M 8.57% | 1.99M 10.51% | 2.20M 10.46% | 2.00M 9.06% | 2.23M 11.57% | 2.06M 7.45% | 1.85M 10.43% | 2.14M 15.70% | 3.84M 79.88% | 3.78M 1.64% | 3.46M 8.52% | 3.81M 10.03% | 4.44M 16.58% | 4.25M 4.10% | 4.47M 5.10% | 3.76M 15.97% | 2.56M 31.88% | 2.96M 15.66% | 3.21M 8.24% | 2.17M 32.26% | |
net income | 1.68M - | 2.06M 22.81% | 1.71M 17.22% | 2.77M 62.27% | 2.31M 16.57% | 1.81M 21.81% | 2.46M 35.92% | 1.90M 22.80% | 11.86M 525.74% | 2.10M 82.27% | 2.68M 27.47% | 2.82M 5.22% | 3.98M 40.89% | 4.26M 7.04% | 4.68M 9.92% | 5.16M 10.39% | 4.93M 4.49% | 4.90M 0.73% | 4.96M 1.37% | 5.41M 8.91% | 5.14M 4.88% | 5.15M 0.16% | 4.37M 15.15% | 4.75M 8.63% | 5.29M 11.46% | 5.74M 8.58% | 5.44M 5.36% | 5.91M 8.72% | 5.57M 5.82% | 4.94M 11.19% | 5.72M 15.72% | 6.43M 12.40% | 9.42M 46.48% | 10.26M 8.98% | 10.00M 2.53% | 12.48M 24.75% | 12.70M 1.76% | 11.83M 6.86% | 9.71M 17.95% | 5.52M 43.16% | 8.14M 47.63% | 8.53M 4.74% | 6.58M 22.83% | |
weighted average shs out | 19.44M - | 19.44M 0% | 19.44M 0% | 19.44M 0% | 19.44M 0% | 19.82M 1.96% | 20.09M 1.40% | 20.09M 0% | 20.09M 0% | 21.12M 5.12% | 21.12M 0% | 21.12M 0.00% | 21.12M 0.00% | 21.12M 0% | 21.12M 0% | 21.12M 0% | 21.12M 0% | 21.12M 0% | 21.12M 0% | 21.12M 0% | 21.12M 0% | 21.12M 0% | 21.12M 0% | 21.12M 0% | 21.12M 0% | 21.12M 0% | 21.12M 0% | 27.44M 29.91% | 27.44M 0% | 27.44M 0% | 27.44M 0% | 27.95M 1.86% | 27.03M 3.32% | 26.17M 3.16% | 25.96M 0.81% | 25.96M - | 25.96M 0% | 25.96M 0% | 29.06M - | 32.52M 11.90% | 32.37M 0.46% | |||
weighted average shs out dil | 19.44M - | 19.44M 0% | 19.44M 0% | 19.44M 0% | 19.44M 0% | 19.82M 1.96% | 20.09M 1.40% | 20.09M 0% | 20.09M 0% | 21.12M 5.12% | 21.12M 0% | 21.12M 0.00% | 21.12M 0.00% | 21.12M 0% | 21.12M 0% | 21.12M 0% | 21.12M 0% | 21.12M 0% | 21.12M 0% | 21.12M 0% | 21.12M 0% | 21.12M 0% | 21.12M 0% | 21.12M 0% | 21.12M 0% | 21.12M 0% | 21.12M 0% | 27.44M 29.91% | 27.44M 0% | 27.44M 0% | 27.44M 0% | 27.95M 1.86% | 27.03M 3.32% | 26.17M 3.16% | 25.96M 0.81% | 25.96M - | 25.96M 0% | 25.96M 0% | 29.06M - | 32.52M 11.90% | 32.37M 0.46% | |||
eps | 0.07 - | 0.09 28.57% | 0.05 44.44% | 0.14 180% | 0.09 35.71% | 0.06 33.33% | 0.09 50% | 0.09 4.44% | 0.56 495.74% | 0.07 87.50% | 0.10 42.86% | 0.13 30% | 0.16 23.08% | 0.18 12.50% | 0.20 11.11% | 0.24 20.00% | 0.21 12.50% | 0.21 0% | 0.21 0% | 0.26 23.81% | 0.22 15.38% | 0.22 0% | 0.18 18.18% | 0.22 22.22% | 0.22 0% | 0.25 13.64% | 0.25 0% | 0.22 12% | 0.19 13.64% | 0.18 5.26% | 0.20 11.11% | 0.23 15% | 0.34 47.83% | 0.38 11.76% | 0.38 0% | 0 100% | 0.49 Infinity% | 0.46 6.12% | 0.36 21.74% | 0 100% | 0.28 Infinity% | 0.26 7.14% | 0.20 23.08% | |
epsdiluted | 0.07 - | 0.09 28.57% | 0.05 44.44% | 0.14 180% | 0.09 35.71% | 0.06 33.33% | 0.09 50% | 0.09 4.44% | 0.56 495.74% | 0.07 87.50% | 0.10 42.86% | 0.13 30% | 0.16 23.08% | 0.18 12.50% | 0.20 11.11% | 0.24 20.00% | 0.21 12.50% | 0.21 0% | 0.21 0% | 0.26 23.81% | 0.22 15.38% | 0.22 0% | 0.18 18.18% | 0.22 22.22% | 0.22 0% | 0.25 13.64% | 0.25 0% | 0.22 12% | 0.19 13.64% | 0.18 5.26% | 0.20 11.11% | 0.23 15% | 0.34 47.83% | 0.38 11.76% | 0.38 0% | 0 100% | 0.49 Infinity% | 0.46 6.12% | 0.36 21.74% | 0 100% | 0.28 Infinity% | 0.26 7.14% | 0.20 23.08% |
All numbers in USD (except ratios and percentages)