FirstRand Limited, together with its subsidiaries, provides banking, transactional, lending, insurance, and investment products and services in South Africa, rest of Africa, the United Kingdom, rest of Europe, North America, and Asia. The company offers deposit-taking services and savings products; personal loans; and asset and invoice finance, as well as SME commercial, residential, and buy-to-let mortgages. It also provides life and short-term insurance products; card-acquiring services; and vehicle finance, installment credit and fleet management, and corporate and investment banking services. In addition, the company offers asset management, as well as vehicle-related insurance services. It serves retail, commercial, corporate, and public sector customers, as well as small business, agricultural, medium corporate, parastatal, and government entities. FirstRand Limited was founded in 1998 and is based in Sandton, South Africa.

FirstRand Limited

GetBucks is a registered Microfinance Bank that provides internet banking services.

GetBucks

Firstrand is a portfolio of integrated financial services businesses offering a universal set of transactional, lending, investment, and insurance products and services.

Metric
Company Name	FirstRand Limited	GetBucks
Symbol	FSR
MSH ID	ZA:CO:FIRSTRAND	COM:GETBUCKSONLINE
Market	STOCKS	PRIVATE
Sector	Financial Services	Financial Services & Finance
Industry	Banks - Diversified	Banking
Country	ZA	ZA
Stage		Private Equity
Employee Count	50.18K
Website	firstrand.co.za	getbucksonline.com
LinkedIn
Founders

Metric
Market Cap	243.46M
Enterprise Value
Monthly Web Traffic
Web Traffic Growth
Valuation
Raised Capital		25M

Metric
Revenue	7.74B
Revenue (LTM)
Revenue (NTM)
Gross Profit	7.74B
EBITDA	3.14B
Operating Income	2.86B
Net Income	2.20B
EPS	0.39
Diluted EPS	0.39
Revenue 2022
Revenue 2023
Revenue 2024
Revenue 2025
Revenue 2026

Metric
Revenue Growth (LTM)
Revenue Growth (NTM)
Gross Profit Growth (LTM)
EBITDA Growth (LTM)
Net Income Growth (LTM)
14-Day Growth Score
28-Day Growth Score
90-Day Growth Score
365-Day Growth Score

Metric
Gross Profit Margin	2.43
Operating Profit Margin	0.68
EBITDA Margin	0.41
Net Profit Margin	0.31
Return on Equity	0.37
Return on Assets	0.03
Return on Capital Employed	0.04

FSR

ZA:CO:FIRSTRAND

Firstrand

Last Close

7,792.00

25/11 09:25

Market Cap

4.39B

Beta: -

Volume Today

2.07M

Avg: -

Company Overview

Market Metrics

Financial Performance

Growth Metrics

Profitability Ratios

Valuation Multiples

Operational Metrics

Cash Flow Metrics

Balance Sheet Metrics

Efficiency Metrics

Metric
P/E Ratio	10.40
P/B Ratio	1.95
Revenue Multiple (LTM)
Revenue Multiple (NTM)
EBITDA Multiple (LTM)
EBITDA Multiple (NTM)
Price to Sales Ratio	3.66
EV Multiple	15.84

Metric
Days Sales Outstanding
Days Payables Outstanding
Days Inventory Outstanding	7.92K
Operating Cycle	7.93K
Cash Conversion Cycle	8.96K
Asset Turnover	0.15

Metric
Operating Cash Flow	1.04B
Free Cash Flow	644.99M
Cash Flow to Debt	0.67
Operating Cash Flow/Sales	0.18
Free Cash Flow Yield	-0.13

Metric
Cash & Equivalents	9.04B
Accounts Receivable
Inventory
Goodwill	453.98M
Debt to Capitalization	0.52
Debt to Assets	0.01
Current Ratio	4.04
Quick Ratio	13.62

Metric
Rule of 40 (LTM)
Rule of 40 (NTM)
Stock Comp to Revenue	0.01
R&D to Revenue
SG&A to Revenue	0.04