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OverviewAPI
Holiday shopping may be dampened by weak consumer spending, rising credit card debt, and a surge in buy now, pay later usage. Millennials are leading the shift towards split-pay retail purchases and online shopping, while baby boomers and seniors prefer credit card plans. Despite challenges, consumer spending has remained resilient, driven by deep discounts and low gas prices, with Cyber Monday expected to be a critical factor in determining overall holiday shopping trends.

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